Bitcompare

The reliable source of APY and financial information

TwitterFacebookLinkedInYouTubeInstagram

Latest

  • Cryptocurrency Prices
  • Convert your funds into cryptocurrency with ease
  • Cryptocurrency Staking Rewards
  • Cryptocurrency Lending Rates
  • Cryptocurrency Loan Rates
  • Stablecoin Lending APY Rates
  • Stablecoin Staking Rewards in South Africa

Best

  • Cryptocurrency Staking Platforms
  • Cryptocurrency Savings Accounts
  • Crypto Lending Platforms
  • Cryptocurrency Exchanges
  • Crypto Debit Cards

Explore

  • Staking in South Africa
  • Crypto Lending
  • Crypto Loans

Company

  • Become a partner
  • Careers
  • Get in touch with us
  • About
  • Bytes
  • Developer API
  • A Blu.Ventures company in South Africa
  • Status

Get cryptocurrency savvy in 5 minutes

Join readers from Coinbase, a16z, Binance, Uniswap, Sequoia and more for the latest staking rewards, tips, insights and news in the South African cryptocurrency landscape.

No spam, unsubscribe whenever you like. Read our Privacy Policy.

PolicyTerms of UseSitemap

© 2026 Bitcompare

Bitcompare.net is a trading name of Blue Venture Studios Pte Ltd, 68 Circular Road, #02-01, 049422, Singapore.

Advertising disclosure: Bitcompare is a comparison engine that relies on advertising for funding. The business opportunities available on this site are provided by companies with which Bitcompare has established partnerships. This relationship may influence how and where products are displayed on the site, including the order in which they are listed in various categories. Information about products may also be organised based on other factors, such as the ranking algorithms on our website. Bitcompare does not review or list all companies or products available in the South African market.

Editorial disclosure: The editorial content on Bitcompare is not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. The opinions expressed here are solely those of the author. Additionally, the views expressed by the commenters do not necessarily reflect those of Bitcompare or its staff. When you leave a comment on this site, it will not be visible until a Bitcompare administrator approves it.

Warning: The price of digital assets can be quite unpredictable. The value of your investment can fluctuate, and you may not recover the amount you initially invested. You are solely responsible for the money you invest, and Bitcompare is not liable for any losses you may incur. Any APY shown is a rough estimate of how much cryptocurrency you will earn in rewards over the selected time period. It does not reflect the actual or anticipated returns or yields in any fiat currency. The APY is adjusted daily, and the estimated rewards may differ from the actual rewards generated. The information on this page is not intended to imply that the information is accurate or reliable. Before making any investment, you should carefully assess your investment experience, financial situation, investment goals, and risk tolerance, and consult with an independent financial advisor. Links to third-party sites are not controlled by Bitcompare, and we are not responsible for the reliability or accuracy of such sites or their contents. For more information, see the Terms of Service for Bitcompare and our Risk Warning.

BitcompareBitcompare
See allPricesLendingStakingBorrowing
  1. Bitcompare
  2. Loan APY
Stellar logo

Stellar Loan Rates: Compare Best (XLM) APY

Instead of selling your Stellar, consider using it as collateral to secure a Stellar-backed loan. Compare the best XLM loan options from a diverse selection of providers available in South Africa.

Last updated: 11 January 2026|Advertising disclosure

Calculate XLM Repayment

NexoSponsored
Borrow Against Your Crypto with Nexo South Africa
  • Rates as low as 5.9% APY.
  • Immediate approval and funding.
  • No liquidation of your cryptocurrency assets.
YouHodler

0,23% XLM

Supported Lending Platforms in South Africa

Nexo logo
Nexo
Nebeus logo
Nebeus
YouHodler logo
YouHodler

Newly Added Coins for Lending

USDT0 logo
USDT0 (usdt0)
USDtb logo
USDtb (usdtb)
Ideal Opportunities logo
Ideal Opportunities (IO)
MatrixGPT logo
MatrixGPT (MAI)
Wild Coin logo
Wild Coin (WLD)

Similar Coins to Borrow in South Africa

eCash logo
eCash (XEC)
Bitcoin Gold logo
Bitcoin Gold (BTG)
Ravencoin logo
Ravencoin (RVN)
Decred logo
Decred (DCR)
Flux logo
Flux (flux)

Frequently Asked Questions About Borrowing Stellar (XLM) in South Africa

What are the current loan rates for Stellar (XLM)?
As of now, there are a total of three loan rates available for Stellar (XLM), with an average rate of approximately 33.33%. The best loan rate currently offered is on Nexo. It is important to regularly check for updates, as these rates can fluctuate based on market conditions and lender policies. Staying informed about the latest rates is essential for making informed decisions regarding your Stellar holdings.
How can I find the best loan rate for Stellar (XLM)?
To find the best loan rate for Stellar (XLM), utilize platforms like Bitcompare that provide real-time price comparisons and rate alerts. Currently, the best loan rate is available on Nexo. By regularly checking Bitcompare, you can stay updated on the latest offerings and identify the most competitive rates. This helps ensure you make informed decisions regarding borrowing against your Stellar assets.
Are there any fees associated with obtaining a loan in Stellar (XLM)?
Yes, when taking out a loan in Stellar (XLM), there may be associated fees that vary by lender. These can include origination fees, late payment fees, or other service charges. It is essential to review the terms and conditions provided by the lending platform, such as Nexo or others, to understand all applicable fees. By being aware of these costs, you can better assess the overall expense of borrowing against your Stellar assets.
How do loan rates for Stellar (XLM) compare to those of other cryptocurrencies?
Loan rates for Stellar (XLM) can vary significantly compared to other cryptocurrencies, depending on market demand and lender policies. Currently, Stellar has an average loan rate of approximately 33.33%, which may be higher or lower than rates for other digital assets. Platforms like Bitcompare can assist you in analyzing these differences by providing real-time comparisons. Staying informed about these rates is essential for making decisions based on your financial strategy with Stellar and other cryptocurrencies.
What factors influence loan rates for Stellar (XLM)?
Loan rates for Stellar (XLM) are influenced by several factors, including market demand, overall cryptocurrency market conditions, and the lending platform's policies. Additionally, factors such as the borrower’s creditworthiness, the amount borrowed, and the loan duration can also affect the rate. It is important to monitor these variables regularly, as they can change and impact the cost of borrowing against your Stellar assets. Utilizing resources like Bitcompare can help you stay updated on these trends.

Latest Stellar (XLM) Borrowing Rates in South Africa

PlatformMintAPY
NebeusStellar (XLM)From 10% APY
NexoStellar (XLM)From 0% APY
YouHodlerStellar (XLM)From 12% APY

1 / 4

Displaying 1 to 4 of 4 results

PreviousNext