Aave Lending Rates: Compare Best (AAVE) APY in South Africa

Earn interest on Aave of up to 12% APY. Compare rates and features across 12 platforms.

Last updated: 12 January 2026|Advertising disclosure

Aave Lending Guide for South Africa

How to lend Aave in South Africa

Cryptocurrency lending guide

Latest Aave (AAVE) Lending APY

Platform	Mint	APY
Nexo	Aave (AAVE)	Up to 4% APY
YouHodler	Aave (AAVE)	Up to 12% APY
Gemini	Aave (AAVE)	Up to 0,01% APY
Klink	Aave (AAVE)	Up to 3,68% APY
Blockchain.com	Aave (AAVE)	Up to 2% APY
Kucoin	Aave (AAVE)	Up to 0,11% APY
Aave	Aave (AAVE)	Up to 0% APY

Platform

Mint

APY

Up to 4% APY

Up to 12% APY

Up to 0,01% APY

Up to 3,68% APY

Up to 2% APY

Up to 0,11% APY

Up to 0% APY

Historical Aave lending rates (South Africa)

Rates shown are the headline rates we track for South Africa users; actual rates may vary by product, tier, or terms.

Rate data for YouHodler, Nexo, Gemini
Date	YouHodler	Nexo	Gemini
2026-01-04	12.00	4.00	0.01
2026-01-05	12.00	4.00	0.01
2026-01-06	12.00	4.00	0.01
2026-01-07	12.00	4.00	0.01
2026-01-08	12.00	4.00	0.01
2026-01-09	12.00	4.00	0.01
2026-01-10	12.00	4.00	0.01
2026-01-11	12.00	4.00	0.01
2026-01-12	12.00	4.00	0.01
2026-01-13	12.00	4.00	0.01
2026-01-14	12.00	4.00	0.01
2026-01-15	12.00	4.00	0.01
2026-01-16	12.00	4.00	0.01
2026-01-17	12.00	4.00	0.01
2026-01-18	12.00	4.00	0.01
2026-01-19	12.00	4.00	0.01
2026-01-20	12.00	4.00	0.01
2026-01-21	12.00	4.00	0.01
2026-01-22	12.00	4.00	0.01
2026-01-23	12.00	4.00	0.01
2026-01-24	12.00	2.50	0.01
2026-01-25	12.00	2.50	0.01
2026-01-26	12.00	2.50	0.01
2026-01-27	12.00	2.50	0.01
2026-01-28	12.00	2.50	0.01
2026-01-29	12.00	2.50	0.01
2026-01-30	12.00	2.50	0.01
2026-01-31	12.00	2.50	0.01

YouHodler currently offers the highest Aave lending rate in South Africa at 12.00% APY, matching its 30-day average of 12.00%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

Provider	Current Rate	Trend	Average Rate
YouHodler	12%	-	avg 12%
Nexo	4%		avg 3,57%
Gemini	0,01%	-	avg 0,01%
Best 30-day averageYouHodler (12% APY)

Last updated: 02 Feb 2026, 12:00

Frequently Asked Questions About Lending Aave (AAVE) in South Africa

What are the current lending rates for Aave (AAVE)?

Aave offers a variety of lending rates, with a total of seven available rates. The average lending rate is currently unavailable, but it is important to note that the best lending rate can be found on platforms like Nexo. Staying informed about these rates is crucial for users looking to optimize their lending strategies. For real-time comparisons and detailed insights, consider using Bitcompare to track Aave's lending rates effectively.

How does Aave determine its lending rates?

Aave's lending rates are influenced by various factors, including market demand, asset supply, and overall liquidity within the platform. Rates can fluctuate based on user activity and market conditions, reflecting the dynamics of the decentralized finance (DeFi) ecosystem. Aave employs an algorithmic approach to adjust rates in real time, ensuring that they remain competitive. For the latest updates and comparisons, users can rely on Bitcompare for real-time data and insights into Aave's lending rates.

What factors can affect the lending rates on Aave?

Lending rates on Aave can be influenced by several factors, including supply and demand dynamics, the overall health of the cryptocurrency market, and the specific asset being lent. High demand for a particular asset may result in higher rates, while increased supply can lead to lower rates. Additionally, market sentiment and external economic conditions can also play a role. To stay informed about these changes, users should regularly check Bitcompare for real-time data and insights regarding Aave's lending rates.

How can I find the best lending rates for Aave (AAVE)?

To find the best lending rates for Aave, users can utilize platforms like Bitcompare, which provide real-time price comparisons and current lending rates across various platforms. Aave offers a variety of lending options, and the best rates may vary depending on market conditions and user demand. By checking Bitcompare regularly, users can stay updated on the most competitive rates available for lending AAVE, ensuring they make informed decisions based on the latest data.

Are lending rates on Aave fixed or variable?

Lending rates on Aave are variable, meaning they can fluctuate based on real-time market conditions, including the supply and demand for specific assets. This dynamic nature allows Aave to adjust rates to reflect current market sentiment and liquidity. Users should be aware that rates can change frequently, making it essential to monitor them regularly. For the most accurate and up-to-date information, platforms like Bitcompare can provide insights and comparisons of Aave's lending rates.

Frequently Asked Questions About Lending Aave (AAVE) in South Africa