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Introduction

Lending Stellar is an excellent choice for those looking to hold XLM while earning yield. The process may seem intimidating, especially for first-timers. That's why we've created this guide to help you navigate it.

Comprehensive Guide

1. 1. Acquire Stellar (XLM) Tokens

   To lend Stellar, you must first possess it. To acquire Stellar, you will need to buy it. You can select from these well-known exchanges.

   Platform	Coin	Cost
   Nexo	Stellar (XLM)	0.22
   PrimeXBT	Stellar (XLM)	0.22
   EarnPark	Stellar (XLM)	0.22
   YouHodler	Stellar (XLM)	0.22
   Binance	Stellar (XLM)	0.22
   Coinbase	Stellar (XLM)	0.22

   View all 70 prices

2. 2. Select a Stellar Lender

   Once you have XLM, you'll need to select a Stellar lending platform to lend your tokens. You can find some options here.

   Platform	Coin	Interest rate
   Nexo	Stellar (XLM)	Earn up to 8% APY
   Nebeus	Stellar (XLM)	Earn up to 4.5% APY
   EarnPark	Stellar (XLM)	Earn up to 8% APY
   YouHodler	Stellar (XLM)	Earn up to 12% APY
   Blockchain.com	Stellar (XLM)	Earn up to 1% APY

   View all 12 loan rates

3. 3. Earn Stellar

   After selecting a platform to earn your Stellar, transfer your Stellar to your wallet on that platform. Once deposited, it will begin accruing interest. Some platforms offer daily interest payments, while others may pay weekly or monthly.

4. 4. Accumulate Interest

   Now all you need to do is relax while your crypto generates interest. The more you deposit, the more interest you can earn. Ensure that your earning platform offers compounding interest to maximize your returns.

Key Considerations

Lending your cryptocurrency can involve risks. Ensure you conduct thorough research before making any deposits. Only lend what you can afford to lose. Review their lending practices, customer feedback, and the security measures they have in place for your assets.