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View allPricingLending refers to the act of providing funds or resources to another party with the expectation of repayment, typically with interest. It plays a crucial role in financial systems, enabling individuals and businesses to access capital for various needs.StakingBorrowing refers to the act of taking something from someone else with the intention of returning it later. This can apply to various contexts, such as borrowing money, books, or other items. It's important to establish clear terms for borrowing to avoid misunderstandings.
  1. Bitcompare
  2. Interest Rates for Loans
XRP logo

XRP Lending Rates: Compare the Best (XRP) Annual Percentage Yields (APY)

Earn interest on XRP with rates up to 12% APY. Explore and compare rates and features across 12 platforms.

Last updated: December 22, 2025|Advertising disclosure

XRP Lending Guide

How to lend XRP
A comprehensive guide to cryptocurrency lending
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Calculate XRP Interest

XRP (XRP) Updates

The Year in Bitcoin 2025: Breaking Records as Governments, Wall Street Take Interest - Decrypt
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From Wall Street to Washington, Bitcoin reached new heights in 2025, despite tensions flaring over changes to the network's codebase.

Why Analysts Think the Worst May Be Over for Altcoins
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Analysts explain why altcoins may near bear market bottom despite weak sentiment and delayed recovery prospects ahead.

US Clarity Act Delays Trigger Ethereum-Led Crypto Outflows
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US Clarity Act delays cause $952 million in crypto outflows, with regulatory fears hitting Ethereum hardest.

NexoSponsored
Achieve High Returns on Your Cryptocurrency with Nexo
  • Earn up to 18% APY on both cryptocurrency and traditional fiat currencies.
  • Daily compounded interest.
  • No lock-up periods; you can withdraw at any time.

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FYDcoin (FYD)
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Stellar (XLM)
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Decred (DCR)

Recently Added Coins for Lending

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Pump.fun (pump)
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Berachain BERA (BERA)
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Nexo

0.12% XRP

Supported Lending Platforms

Nexo logo
Nexo
Nebeus logo
Nebeus
EarnPark logo
EarnPark
YouHodler logo
YouHodler
Bitget logo
Bitget

Current XRP (XRP) Lending Rates

PlatformCoinInterest rate
NexoXRP (XRP)Earn up to 12% APY
NebeusXRP (XRP)Earn up to 4.5% APY
EarnParkXRP (XRP)Earn up to 5% APY
YouHodlerXRP (XRP)Earn up to 12% APY
BitgetXRP (XRP)Earn up to 0.36% APY
CEX.ioXRP (XRP)Earn up to 1% APY

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