Binance-Peg XRP Lending Rates: Compare the Best (XRP) AER in the UK

Earn AER on Binance-Peg XRP of up to 0.21%. Compare rates and features across 2 platforms in the UK.

Last updated: 12 January 2026|Advertising disclosure

Binance-Peg XRP Lending Guide in the UK

How to lend Binance-Peg XRP in the UK

Cryptocurrency Lending Guide

Latest Binance-Peg XRP (XRP) Lending AER

Platform	Coin	AER
Nexo	Binance-Peg XRP (XRP)	Up to 12% AER
EarnPark	Binance-Peg XRP (XRP)	Up to 5% AER
YouHodler	Binance-Peg XRP (XRP)	Up to 12% AER
Kucoin	Binance-Peg XRP (XRP)	Up to 0.21% AER

Platform

Coin

AER

Nexo

Binance-Peg XRP (XRP)

Up to 12% AER

EarnPark

Binance-Peg XRP (XRP)

Up to 5% AER

YouHodler

Binance-Peg XRP (XRP)

Up to 12% AER

Kucoin

Binance-Peg XRP (XRP)

Up to 0.21% AER

Historical Binance-Peg XRP lending rates (the United Kingdom)

Rates shown are the headline rates we track for the United Kingdom users; actual rates may vary by product, tier, or terms.

Rate data for Nexo, YouHodler, Earnpark
Date	Nexo	YouHodler	Earnpark
2026-01-03	12.00	12.00	0.05
2026-01-04	12.00	12.00	0.05
2026-01-05	12.00	12.00	0.05
2026-01-06	12.00	12.00	0.05
2026-01-07	12.00	12.00	0.05
2026-01-08	12.00	12.00	0.05
2026-01-09	12.00	12.00	0.05
2026-01-10	12.00	12.00	0.05
2026-01-11	12.00	12.00	0.05
2026-01-12	12.00	12.00	0.05
2026-01-13	12.00	12.00	0.05
2026-01-14	12.00	12.00	0.05
2026-01-15	12.00	12.00	0.05
2026-01-16	12.00	12.00	0.05
2026-01-17	12.00	12.00	0.05
2026-01-18	12.00	12.00	0.05
2026-01-19	12.00	12.00	0.05
2026-01-20	12.00	12.00	0.05
2026-01-21	12.00	12.00	0.05
2026-01-22	12.00	12.00	0.05
2026-01-23	12.00	12.00	0.05
2026-01-24	8.50	12.00	0.05
2026-01-25	8.50	12.00	0.05
2026-01-26	8.50	12.00	0.05
2026-01-27	8.50	12.00	0.05
2026-01-28	8.50	12.00	0.05
2026-01-29	8.50	12.00	4.11
2026-01-30	8.50	12.00	5.00

YouHodler currently offers the highest Binance-Peg XRP lending rate in the United Kingdom at 12.00% APY, matching its 30-day average of 12.00%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

Provider	Current Rate	Trend	Average Rate
Nexo	12%		avg 11.13%
YouHodler	12%	-	avg 12%
Earnpark	5%		avg 0.37%
Best 30-day averageYouHodler (12% APY)

Last updated: 1 Feb 2026, 06:00

Frequently Asked Questions About Lending Binance-Peg XRP (XRP) in the UK

What is Binance-Peg XRP and how does it differ from native XRP on the XRP Ledger?

Binance-Peg XRP is a tokenized version of Ripple’s XRP that is pegged to the value of the original XRP and issued on the Binance ecosystem. It enables XRP-like exposure within Binance Smart Chain and other Binance-affiliated platforms, facilitating faster transfers and cross-chain compatibility. The key difference is that Binance-Peg XRP is a wrapped version managed by Binance and backed to maintain parity with the real XRP, while native XRP operates on the XRP Ledger with its own consensus mechanism (Ripple Protocol Consensus Algorithm). Users should monitor peg reserves and redemption processes, as price should reflect XRP, but availability and liquidity depend on Binance’s infrastructure and bridge reliability.

How can I buy or trade Binance-Peg XRP, and where is it supported?

Binance-Peg XRP can be purchased or traded on Binance-affiliated platforms and wallets that recognize the pegged token. Start by checking if your account supports XRP on the platform you use, then look for the Binance-Peg XRP trading pair (often labeled xrp or XRP). Trading venues may include spot markets and cross-chain bridges within the Binance ecosystem. Liquidity varies by venue, so you may want to compare bid-ask spreads and trading volume. Always ensure you are dealing with the correct token contract and peg version to avoid confusion with native XRP.

What are the practical uses of Binance-Peg XRP in DeFi and cross-chain activities?

Binance-Peg XRP serves as a liquidity asset within Binance Smart Chain and related ecosystems, enabling participation in DeFi applications, yield farming, and stablecoin-like liquidity provision when paired with other tokens. It can be used as collateral in certain wallets or lending platforms that support pegged XRP, and as a bridge asset for moving value between Binance Chain and other networks. While it aims to maintain price parity with XRP, users should verify peg status, liquidity depth, and any platform-specific risk controls before engaging in leveraged positions or automated strategies.

Is there any risk associated with holding Binance-Peg XRP, and how can I mitigate it?

Risks include peg instability due to reserve management, platform security concerns, and liquidity risk on exchanges. In some cases, pegredemption or minting can face delays, leading to slight price deviations from native XRP. To mitigate risks, use reputable platforms, verify the peg’s status and redemption options, diversify holdings across several assets, enable withdrawal and security features (2FA, hardware wallets where supported), and stay informed about Binance announcements that could affect the peg’s backing or liquidity. Understanding the underlying risk is essential for any pegged asset exposure.

What is the current market status of Binance-Peg XRP, including price, supply, and overall risk considerations?

As of now, Binance-Peg XRP trades around $1.92 with a 24-hour price change of about -1.39%. The circulating supply is approximately 325.8 million tokens, reflecting a portion of the overall pegged supply used within the Binance ecosystem. Market cap sits around $624.5 million, indicating a sizable but not dominated presence in the pegged-asset space. Investors should monitor the peg’s stability, liquidity on supported exchanges, and any changes to Binance’s peg-reserve policies. Always cross-check live data from reliable price feeds and official Binance communications before making investment decisions.

Frequently Asked Questions About Lending Binance-Peg XRP (XRP) in the UK