Polkadot Lending Rates: Compare Best (DOT) APY in Germany

Earn interest on Polkadot up to 16 % APY. Compare rates and features across 16 platforms.

Last updated: 12 January 2026|Advertising disclosure

Polkadot Lending Guide for Germany

How to lend Polkadot in Germany

Crypto lending guide for Germany

Latest Polkadot (DOT) Lending APY

Plattform	Kryptowährung	APY
Nexo	Polkadot (DOT)	Up to 16 % APY
EarnPark	Polkadot (DOT)	Up to 0,06 % APY
YouHodler	Polkadot (DOT)	Up to 16 % APY
Klink	Polkadot (DOT)	Up to 12 % APY
Coinbase	Polkadot (DOT)	Up to 10,22 % APY
Bitget	Polkadot (DOT)	Up to 8,6 % APY

Plattform

Kryptowährung

APY

Up to 16 % APY

Up to 0,06 % APY

Up to 16 % APY

Up to 12 % APY

Up to 10,22 % APY

Up to 8,6 % APY

Historical Polkadot lending rates (Germany)

Rates shown are the headline rates we track for Germany users; actual rates may vary by product, tier, or terms.

Rate data for Nexo, YouHodler, Earnpark
Date	Nexo	YouHodler	Earnpark
2025-12-26	16.00	16.00	0.06
2025-12-27	16.00	16.00	0.06
2025-12-28	16.00	16.00	0.06
2025-12-29	16.00	16.00	0.06
2025-12-30	16.00	16.00	0.06
2025-12-31	16.00	16.00	0.06
2026-01-01	16.00	16.00	0.06
2026-01-02	16.00	16.00	0.06
2026-01-03	16.00	16.00	0.06
2026-01-04	16.00	16.00	0.06
2026-01-05	16.00	16.00	0.06
2026-01-06	16.00	16.00	0.06
2026-01-07	16.00	16.00	0.06
2026-01-08	16.00	16.00	0.06
2026-01-09	16.00	16.00	0.06
2026-01-10	16.00	16.00	0.06
2026-01-11	16.00	16.00	0.06
2026-01-12	16.00	16.00	0.06
2026-01-13	16.00	16.00	0.06
2026-01-14	16.00	16.00	0.06
2026-01-15	16.00	16.00	0.06
2026-01-16	16.00	16.00	0.06
2026-01-17	16.00	16.00	0.06
2026-01-18	16.00	16.00	0.06
2026-01-19	16.00	16.00	0.06
2026-01-20	16.00	16.00	0.06
2026-01-21	16.00	16.00	0.06
2026-01-22	16.00	16.00	0.06

Nexo currently offers the highest Polkadot lending rate in Germany at 16.00% APY, matching its 30-day average of 16.00%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

Provider	Current Rate	Trend	Average Rate
Nexo	16 %	-	avg 16 %
YouHodler	16 %	-	avg 16 %
Earnpark	0,06 %	-	avg 0,06 %
Best 30-day averageNexo (16 % APY)

Last updated: 24 Jan 2026, 06:15

Frequently Asked Questions About Lending Polkadot (DOT) in Germany

What are the current lending rates for Polkadot (DOT)?

Currently, there are a total of nine lending rates available for Polkadot (DOT). While the average lending rate is not specified, the best lending rate can be found on Bitget. It is essential to stay updated on these rates, as they can fluctuate based on market demand and supply. For real-time comparisons and updates, consider using Bitcompare, which provides valuable insights into Polkadot's lending options.

How can I find the best lending rates for Polkadot (DOT)?

To find the best lending rates for Polkadot (DOT), you can utilize platforms like Bitcompare, which offer real-time comparisons of various lending options. Currently, the best lending rate for DOT is available on Bitget. These rates can change frequently, so it is advisable to check regularly and set up email alerts for updates. Staying informed about the latest lending rates will help you make more informed decisions regarding your Polkadot assets.

What factors influence the lending rates for Polkadot (DOT)?

Lending rates for Polkadot (DOT) are influenced by several factors, including market demand, liquidity, and overall sentiment in the cryptocurrency market. Additionally, the policies of the lending platform and competition among lenders can also impact rates. As the ecosystem evolves, these rates may fluctuate, so it is essential to monitor real-time data through platforms like Bitcompare. Staying informed will help you take advantage of the best lending opportunities available for DOT.

Are the lending rates for Polkadot (DOT) fixed or variable?

The lending rates for Polkadot (DOT) are typically variable, meaning they can change based on market conditions and demand for borrowing. Lenders often adjust their rates to remain competitive and respond to fluctuations in the cryptocurrency market. As a result, it is important for users to regularly monitor these rates through platforms like Bitcompare, which provide real-time updates and comparisons to help secure the most favorable lending terms for DOT assets.

What platforms currently provide lending services for Polkadot (DOT)?

Several platforms offer lending services for Polkadot (DOT), with notable options including Bitget and Nexo. These platforms provide various lending rates and terms tailored to users' needs. Bitcompare can help you compare these options in real time, allowing you to identify the best lending services available for DOT. It is essential to review the terms and conditions of each platform, as they can vary significantly in features and fees.

Frequently Asked Questions About Lending Polkadot (DOT) in Germany