Chainlink Lending Rates: Compare Best (LINK) APY in Germany
Earn interest on Chainlink up to 12 % APY. Compare rates and features across 19 platforms.
Earn interest on Chainlink up to 12 % APY. Compare rates and features across 19 platforms.
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | DE Access |
|---|---|---|---|---|---|---|
| Nexo | Go to Platform | 6,5 % APY | 3,5 % APY | — | 30 days | Check terms |
| EarnPark | Go to Platform | 5 % APY | — | — | 30 days | DE Available |
| YouHodler | Go to Platform | 12 % APY | — | — | — | Not DE |
| Aave | Go to Platform | 0,02 % APY | — | — | — | Check terms |
| Gemini | Go to Platform | 0,01 % APY | — | — | — | Not DE |
| Compound | Go to Platform | 1,82 % APY | — | — | — | Check terms |
| Blockchain.com | Go to Platform | 1 % APY | — | — | — | Check terms |
| CEX.io | Go to Platform | 1 % APY | — | — | — | Check terms |
| Kucoin | Go to Platform | 0,06 % APY | — | — | — | Check terms |
Rates shown are the headline rates we track for Germany users; actual rates may vary by product, tier, or terms.
YouHodler currently offers the highest Chainlink lending rate in Germany at 12.00% APY, matching its 30-day average of 12.00%.
We evaluate each platform on 5 factors. Higher stars = lower risk.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
| Aave | United States (SEC) | Audited | — | — |
| Gemini | US (NYDFS, FinCEN) | 2024-12 (Big Four (SOC 2)) | Has issues | Digital asset insurance |