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  1. Bitcompare
  2. Loan Rates
Bitcoin logo

Bitcoin Loan Rates: Compare the Best (BTC) APR

Instead of selling your Bitcoin, use it as collateral to secure a Bitcoin-backed loan. Compare the best BTC loan options from a variety of providers.

Last updated: 11 January 2026|Advertising disclosure

Calculate BTC Repayment

NexoSponsored
Borrow Against Your Crypto with Nexo
  • Rates as low as 5.9% p.a.
  • Instant approval and funding.
  • No sell-off of your crypto assets.

Newly Added Coins for Borrowing

USDT0 logo
USDT0 (usdt0)
USDtb logo
USDtb (usdtb)
Ideal Opportunities logo
Ideal Opportunities (IO)
MatrixGPT logo
MatrixGPT (MAI)
Wild Coin logo
Wild Coin (WLD)

Supported Lending Platforms

Nexo logo
Nexo
Xapo Bank
Nebeus logo
Nebeus
YouHodler logo
YouHodler
Aave logo
Aave
YouHodler

0.19% BTC

Similar Coins to Lend

eCash logo
eCash (XEC)
Bitcoin Gold logo
Bitcoin Gold (BTG)
Ravencoin logo
Ravencoin (RVN)
Decred logo
Decred (DCR)
Flux logo
Flux (flux)

Frequently Asked Questions About Borrowing Bitcoin (BTC)

What are Bitcoin loan rates, and how do they work?
Bitcoin loan rates refer to the interest rates charged when borrowing Bitcoin. These rates can vary based on the lender, market conditions, and the borrower's creditworthiness. Typically, loan rates for Bitcoin are influenced by factors such as current demand for loans, prevailing Bitcoin prices, and the duration of the loan. On Bitcompare, users can find real-time comparisons of various Bitcoin loan rates to ensure they are getting the best available deal.
How can I find the best rates for Bitcoin loans?
To find the best Bitcoin loan rates, utilize comparison platforms like Bitcompare, which analyze live market data from various lenders. Bitcompare provides real-time price comparisons, displaying multiple rates available for Bitcoin loans. Additionally, consider setting up email rate alerts to stay informed about changes in rates. This proactive approach will help you secure the most favorable terms for your Bitcoin borrowing needs.
What factors influence Bitcoin loan rates?
Bitcoin loan rates are influenced by several key factors, including market demand for loans, the volatility of Bitcoin prices, and the lender's risk assessment. Additionally, the duration of the loan and the borrower's financial profile, including credit history and collateral, can affect rates. Market sentiment and broader economic conditions also play a role in determining how lenders set their rates for Bitcoin loans. Staying informed through platforms like Bitcompare can help you better understand these dynamics.

Latest Bitcoin (BTC) Borrowing Rates

PlatformCoinInterest rate
NebeusBitcoin (BTC)From 8% per cent APR
NexoBitcoin (BTC)From 0% per cent APR
Xapo BankBitcoin (BTC)From 10.26% per cent APR
YouHodlerBitcoin (BTC)From 8% per cent APR
LednBitcoin (BTC)From 12.4% per cent APR
BitgetBitcoin (BTC)From 2.88% per cent APR
AaveBitcoin (BTC)From 0.51% per cent APR

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