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Bitcoin logo

Bitcoin Loan Rates: Compare the Best (BTC) APR

Instead of selling your Bitcoin, use it as collateral to secure a Bitcoin-backed loan. Compare the best BTC loan options from a variety of providers.

Last updated: 19 December 2025|Advertising disclosure
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Bitcoin BTC News

Michael Saylor’s Bitcoin thesis: Money or commodity?
December 19, 2025Michael Saylor’s Bitcoin thesis: Money or commodity?

Strategy chairman Michael Saylor is pitching Bitcoin-backed central banks to nation states, but does he actually view BTC as money or a hard asset?

Fidelity’s latest Bitcoin chart pattern signals a 2026 “off-year” that could drag prices down to this brutal support level
December 19, 2025Fidelity’s latest Bitcoin chart pattern signals a 2026 “off-year” that could drag prices down to this brutal support level

Fidelity’s Jurrien Timmer argues the "green zone" bull phase is over, predicting a cyclical winter that tests the mid $60k range.

New Bitcoin whales are rewriting BTC’s market structure: Data
December 19, 2025New Bitcoin whales are rewriting BTC’s market structure: Data

Bitcoin's latest onchain signals indicate that institutional-driven accumulation is reshaping the market structure. Will the evolution delay the next bear market?

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Borrow Against Your Crypto with Nexo
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YouHodler

0.19% BTC

Supported Lending Platforms

Nexo logo
Nexo
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Xapo Bank
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Nebeus
YouHodler logo
YouHodler
Aave logo
Aave

Frequently Asked Questions About Borrowing Bitcoin (BTC)

What are Bitcoin loan rates, and how do they work?
Bitcoin loan rates refer to the interest rates charged when borrowing Bitcoin. These rates can vary based on the lender, market conditions, and the borrower's creditworthiness. Typically, loan rates for Bitcoin are influenced by factors such as current demand for loans, prevailing Bitcoin prices, and the duration of the loan. On Bitcompare, users can find real-time comparisons of various Bitcoin loan rates to ensure they are getting the best available deal.
How can I find the best rates for Bitcoin loans?
To find the best Bitcoin loan rates, utilize comparison platforms like Bitcompare, which analyze live market data from various lenders. Bitcompare provides real-time price comparisons, displaying multiple rates available for Bitcoin loans. Additionally, consider setting up email rate alerts to stay informed about changes in rates. This proactive approach will help you secure the most favorable terms for your Bitcoin borrowing needs.
What factors influence Bitcoin loan rates?
Bitcoin loan rates are influenced by several key factors, including market demand for loans, the volatility of Bitcoin prices, and the lender's risk assessment. Additionally, the duration of the loan and the borrower's financial profile, including credit history and collateral, can affect rates. Market sentiment and broader economic conditions also play a role in determining how lenders set their rates for Bitcoin loans. Staying informed through platforms like Bitcompare can help you better understand these dynamics.

Latest Bitcoin (BTC) Borrowing Rates

PlatformCoinInterest rate
NexoBitcoin (BTC)From 2.9% per cent APR
Xapo BankBitcoin (BTC)From 10.26% per cent APR
NebeusBitcoin (BTC)From 8% per cent APR
YouHodlerBitcoin (BTC)From 8% per cent APR
AaveBitcoin (BTC)From 0.51% per cent APR
BitgetBitcoin (BTC)From 2.88% per cent APR

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