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USDC Lending Guide

How to lend USDC
Crypto lending guide

Stablecoin Interest Rates

Compare lending, staking, and borrowing rates for USDT, USDC, DAI, and 40+ stablecoins across top platforms.

Up to 12% APY
40+ stablecoins
Compare Stablecoin Rates →
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Popular Coins to Lend

Bitcoin logo
Bitcoin (BTC)
Ethereum logo
Ethereum (ETH)
Tether logo
Tether (USDT)
USD Coin logo
USD Coin (USDC)
Solana logo
Solana (SOL)
BNB logo
BNB (BNB)
XRP logo
XRP (XRP)
Cardano logo
Cardano (ADA)
Dogecoin logo
Dogecoin (DOGE)
Polkadot logo
Polkadot (DOT)

Stablecoins

Tether logo
Tether (USDT)
USDC logo
USDC (USDC)
Dai logo
Dai (DAI)
PayPal USD logo
PayPal USD (PYUSD)
TrueUSD logo
TrueUSD (TUSD)

USDC USDC News

Amboss Activates RailsX, Enabling Self-Custody Stablecoin Trading On Bitcoin Lightning
April 28, 2026Amboss Activates RailsX, Enabling Self-Custody Stablecoin Trading On Bitcoin Lightning

Amboss' RailsX goes live with USDT-L and USDC-L, bringing peer-to-peer, self-custodial stablecoin trading to the Lightning Network for the first time.

Paxos, Toku Add Yield to Stablecoin Payroll Balances
April 28, 2026Paxos, Toku Add Yield to Stablecoin Payroll Balances

Paxos Labs integrates with Toku to let employees earn yield on stablecoin salaries without giving up custody, as crypto payroll adoption grows globally.

Paxos Labs Amplify Pushes Built-In Yield Into $1B Toku Payroll Platform
April 28, 2026Paxos Labs Amplify Pushes Built-In Yield Into $1B Toku Payroll Platform

Paxos Labs Amplify embeds yield into Toku's stablecoin payroll across 100+ countries, no lockups, no custody transfer required.

USDC logo

USDC (USDC) Lending Rates

Find the best USDC lending rates and earn up to 29.5% APY APY. Compare 15 platforms side-by-side.

Updated: April 28, 2026
29.5% APY
Highest Rate

Disclaimer: This page may contain affiliate links. Bitcompare may be compensated if you visit any links. Please refer to our Advertising disclosure.

The best USDC lending rate is 10.5% APY on Nexo.. Other top platforms include Lune.fi (29.5% APY) and Nebeus (12% APY). Compare USDC lending rates across 15 platforms.

Nexo10.5%Lune.fi29.5%Nebeus12%

Compare USDC (USDC) Lending Rates

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Platform Safety Information

We evaluate each platform's regulatory status, transparency, and track record.

PlatformRegulatory StatusProof of ReservesTrack RecordInsurance
NexoEU (VARA Dubai, Multiple VASPs)2024-12 (Armanino)Has issuesCustodial insurance
OKXEU (MiCA Malta, VARA)2025-01 (Hacken)No defaultsNone
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