找到最高的BTC借贷利率,赚取高达15% APY APY。并排比较11个平台。
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The best Bitcoin lending rate is 6.2% APY on Nexo.. Other top platforms include Nebeus (4.5% APY) and YouHodler (8% APY). Compare BTC lending rates across 11 platforms.
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | CN Access |
|---|---|---|---|---|---|---|
| Nexo | Go to Platform | 6.2% APY | 2.7% APY | — | 180 days | Check terms |
| Nebeus | Go to Platform | 4.5% APY | — | — | — | Check terms |
| YouHodler | Go to Platform | 8% APY | — | — | — | Check terms |
| EarnPark | Go to Platform | 15% APY | — | — | — | Check terms |
| OKX | Go to Platform | 3.65% APY | — | — | — | Check terms |
| Euler Finance | Go to Platform | 2.63% APY | — | — | — | Check terms |
| Morpho | Go to Platform | 1.34% APY | — | — | — | Check terms |
| Fluid | Go to Platform | 0.22% APY | — | — | — | Check terms |
| Kamino | Go to Platform | 0.03% APY | — | — | — | Check terms |
| JustLend | Go to Platform | 0% APY | — | — | — | Check terms |
显示的利率是我们为中国用户跟踪的主要利率;实际利率可能因产品、级别或条款而异。
Earnpark目前在中国提供最高的Bitcoin借贷利率,为15.00%APY,与30天平均值15.00%持平。
| 供应商 | 当前利率 | 趋势 | 平均利率 |
|---|---|---|---|
| 15% | - | 均 15% | |
| 8% | 均 10.84% | ||
| 6.2% | 均 4.58% | ||
| 4.5% | - | 均 4.5% | |
| 3.65% | - | 均 3.65% | |
| 0% | 均 1.16% | ||
最佳30天平均Earnpark (15% APY) | |||
We evaluate each platform on 5 factors. Higher stars = lower risk.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
| OKX | EU (MiCA Malta, VARA) | 2025-01 (Hacken) | No defaults | None |
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