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Bitcoin Lending Rates: Compare the Best (BTC) APY

Earn interest on Bitcoin up to 15% APY. Compare rates and features across 26 platforms.

Last updated: 12 January 2026|Advertising disclosure

Bitcoin Lending Guide

How to lend Bitcoin
Crypto lending guide

Calculate BTC Interest

Bitcoin BTC News

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Wall Street’s biggest player is moving to "continuous" settlement, leaving traditional banking hours in the dust forever.

Crypto Markets Fall as US Hints at Full NATO Trade War at Davos
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Crypto markets slid after US officials signaled renewed trade war risks at Davos, pushing Bitcoin below $90,000 and Ethereum under $3,000.

Delaware Life, BlackRock Offer Bitcoin Exposure Through Fixed Indexed Annuity - Decrypt
January 20, 2026Delaware Life, BlackRock Offer Bitcoin Exposure Through Fixed Indexed Annuity - Decrypt

Delaware Life breaks new ground with the insurance industry's first Bitcoin-linked annuity, offering crypto exposure with principal protection.

NexoSponsored
Earn High Returns on Your Crypto with Nexo
  • Up to 18% p.a. on crypto and fiat currencies.
  • Daily compounding interest.
  • No lock-up periods, withdraw at any time.

Similar Coins to Lend

XRP logo
XRP (XRP)
Dogecoin logo
Dogecoin (DOGE)
FYDcoin logo
FYDcoin (FYD)
Stellar logo
Stellar (XLM)
Decred logo
Decred (DCR)

Supported Lending Platforms

Nexo logo
Nexo
Nebeus logo
Nebeus
EarnPark logo
EarnPark
YouHodler logo
YouHodler
Neverless logo
Neverless

Newly Added Coins for Lending

Pump.fun logo
Pump.fun (pump)
Berachain BERA logo
Berachain BERA (BERA)
USDT0 logo
USDT0 (usdt0)
Official Trump logo
Official Trump (trump)
USDtb logo
USDtb (usdtb)
EarnPark

0.15% BTC

Frequently Asked Questions About Lending Bitcoin (BTC)

"What are Bitcoin (BTC) lending rates, and how do they work?"
Bitcoin lending rates refer to the interest rates charged by platforms when borrowing Bitcoin or the rates offered for lending your Bitcoin. These rates can vary significantly across different platforms. For instance, there are currently 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these rates is crucial for making sound lending decisions. Regularly checking platforms like Bitcompare can help you compare rates in real time.
What are Bitcoin (BTC) lending rates, and how do they work?
Bitcoin lending rates refer to the interest rates charged by platforms when borrowing Bitcoin or the rates offered for lending your Bitcoin. These rates can vary significantly across different platforms. For instance, there are currently 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these rates is crucial for making sound lending decisions. Regularly checking platforms like Bitcompare can help you compare rates in real time.
How can I find the best Bitcoin (BTC) lending rates?
To find the best Bitcoin lending rates, utilize comparison platforms like Bitcompare that provide real-time data on various lending options. Currently, there are 15 lending rates for Bitcoin, with the top rate available on Neverless. By checking these rates frequently and setting up email alerts, you can stay updated on any changes, ensuring you make informed decisions regarding lending your Bitcoin. Regularly monitoring these rates is essential for maximizing your returns.
What factors influence Bitcoin (BTC) lending rates?
Bitcoin lending rates are influenced by several factors, including market demand for loans, borrower creditworthiness, and the overall supply of Bitcoin available for lending. Additionally, platform-specific policies and competition among lenders can also impact rates. Currently, there are 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these factors can help you choose the most favorable lending option.
What is the average Bitcoin (BTC) lending rate across different platforms?
Currently, the average Bitcoin lending rate is not explicitly available, as it can vary widely across different platforms. However, there are a total of 15 lending rates for Bitcoin, with the best rate found on Neverless. To gain a clearer understanding of the lending landscape, it is advisable to check comparison sites like Bitcompare, which provide real-time data on available rates. This enables you to make informed decisions based on the latest market trends.
Are there any risks associated with lending Bitcoin (BTC)?
Yes, there are risks associated with Bitcoin lending, including borrower default and platform security vulnerabilities. If a borrower fails to repay, you may lose your Bitcoin. Additionally, lending platforms may be susceptible to hacks or fraud. It is important to choose reputable platforms and assess their security measures. With 15 available lending rates for Bitcoin, regularly checking sites like Bitcompare can help you stay informed and mitigate potential risks before engaging in lending activities.

Latest Bitcoin (BTC) Lending Rates

PlatformCoinInterest rate
NexoBitcoin (BTC)Up to 7% p.a.
NebeusBitcoin (BTC)Up to 4.5% p.a.
EarnParkBitcoin (BTC)Up to 15% p.a.
YouHodlerBitcoin (BTC)Up to 12% p.a.
NeverlessBitcoin (BTC)Up to 7.25% p.a.
AaveBitcoin (BTC)Up to 0.01% p.a.

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