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Coinbase Card vs Wirex Card: The Pros, Cons and How they Compare

Coinbase and Wirex are both cryptocurrency debit cards that offer a variety of advantages. When it comes to a Coinbase card vs. Wirex card, which is best?

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Over the past year, the availability of crypto cards has increased dramatically. Crypto cards represent some of the best means of dabbling in digital currencies. Particularly for those who are new to the concept. 

Among the most popular cards, you'll find Coinbase Card and Wirex Card. But how do these two cards compare when it comes to meeting consumer needs?

Here's what you need to know about Coinbase Card vs. Wirex Card so that you can find the best solution for your financial needs and aspirations. 

What Is Coinbase?

A secure online platform, Coinbase permits users to buy, sell, store, and transfer digital currencies. The company's mission remains to create an open financial system worldwide. Coinbase also wishes to help more individuals convert to cryptocurrencies. 

Founded in 2012, Coinbase has become one of the most popular exchanges on the market, especially for individuals new to crypto investing. The platform offers a wide variety of solutions and products for those interested in every aspect of crypto finances. 

At its outset, Coinbase traded solely in Bitcoin. But the platform soon added other options to its wheelhouse, including Litecoin, Ethereum, XRP, and many others. 


Risk-free and high-yield tool to store your coins

  • Earn up to 12% APR on EURS, USDT, ETH, XRP, and 20+ more coins
  • Weekly compound interest payouts
  • Universal conversion between all crypto, fiat, and stablecoins

What Is the Coinbase Card?

What are the benefits of Coinbase Card? A Visa debit card, Coinbase Card permits you to quickly and easily spend funds from your Coinbase account crypto wallets. 

How does it work? To get a Coinbase Card, you must download the app for your iOS or Android. Then, follow the prompts from the app to create a secure account connection. Once you've completed these steps, you can start using Coinbase Card's virtual currency.

Best of all, you can use Coinbase Card at any business that accepts Visa. You'll gain access to millions of locations all over the planet. These include both brick-and-mortar locations and online stores. 

Coinbase Card facilitates cash withdrawals from ATMs, contactless PINs, and easy conversions between Ethereum, Bitcoin, and more. 

Coinbase Card Security Features

Coinbase Bitcoin debit cards come with the protections and securities that you expect from a Visa. The company relies on two-factor authentication security codes, and passwords safeguard your account data 24/7.

You'll also find plenty of information on Coinbase's website about potential scams and how to avoid them. 

How does Wirex compare to Coinbase? And what can you expect from the Wirex Card as opposed to the Coinbase Card? Let's take a closer look. 

What Is Wirex?

Founded in 2014, Wirex combines the best of traditional and digital banking functions in one location. On the traditional side of things, you'll find Wirex's card and banking infrastructure. On the digital side, services include P2P transfers and cryptocurrency accounts. 

Wirex claims to be one of the most complex platforms in the FinTech industry. Why? Because the company supports both traditional banking infrastructures and blockchain technology.

As a result, Wirex includes:

  • Four OTC players to accommodate high-value orders and finding the best prices for order depth and currency combination
  • Ten exchanges covering various best rates and currency pairs 
  • Three FX brokers offering interbank exchange rates for traditional currency pairs
  • Visa card processing in five different regions (e.g., US, EEA, APAC, Japan, Canada)
  • Eight different blockchains (supporting Litecoin, XRP, Bitcoin, Ethereum, Wollo, Waves, Dai, Nano, etc.) 
  • Faster Payments via SEPA, SWIFT, and ACH

At this point, you may feel overwhelmed by all of these capabilities. Why has Wirex gone to such great lengths to encompass all possible financial transaction needs in one spot? Because no other company has achieved this before.

What's more, integrating blockchain into our daily lives requires a revolution in how we handle finances. In other words, it necessitates building new infrastructure from scratch, which Wirex has already undertaken. 

What Is the Wirex Card?

What are the benefits of Wirex Card? Wirex Card represents another means of getting more consumers interested in using digital currencies. The card represents a multicurrency option that lets consumers pay internationally without hidden charges and exchange fees.

Wirex created this card with the express intent of assisting consumers in taking more control of their money.

For this reason, it provides you with access to transacting in more than 150 currencies. Yet, you won't have to worry about exchange fees and other unnecessary bank charges when making purchases overseas.

The card offers instant fiat-to-fiat currency exchange, and you'll never have to worry about international ATM withdrawal fees. 

But where can you use a Wirex Card? It's welcomed at more than 54 million different outlets across the planet. What's more, every time you use it, you'll earn have the opportunity to take advantage of smart rewards. 

What are smart rewards? Wirex's program, which allows you to earn 1.5 percent cashback on all init-ore purchases. 

Wirex Card Security Features

But the fantastic features don't stop there. You'll also enjoy instant alerts that help you keep track of your budget and spending habits. 

You'll also enjoy some of the best security features on the crypto market today. When you use Wirex Card, you'll enjoy the peace of mind that comes with a multi-signature, cold-storage crypto account.

You'll also benefit from two-factor authentication as well as TLS and 256-bit AES encryption. These features ensure that sensitive documents and data never go beyond your purview.

Wirex Card also boasts PCI DSS Level 1-certified protection, the highest possible in the digital world today.


Pros and cons of Coinbase


  • Most trusted brand in crypto
  • Top-tier team and investors
  • One of the pioneers of the industry
  • Never successfully hacked
  • Interoperable suite of crypto products
  • It offers a great user interface for beginners
  • It offers access to over 30 cryptocurrencies


  • Can be more expensive than other options
  • The site crashes at times of high volatility
  • There is a lack of timely support
  • Transactions can be delayed for up to 3 days
  • Most local payment methods are not supported

Pros and cons of Wirex


  • Earn rewards in Bitcoin
  • Very low fees
  • Easy to use and set up
  • Visa, accepted everywhere
  • Contactless and nice designed card


  • App could do with some UX tweaks
  • Security can be a bit over the top and frustrating

Frequently asked questions about Coinbase

We’ve compiled some answers to questions we often get. Should you have any other questions, feel free to reach out below in the comments.

Where is Coinbase based?

Coinbase's headquarters is in San Francisco, California. They did recently announce, however, that a large percentage of their workforce will be going remote. Their mailing address is: Coinbase, Inc. 100 Pine Street Suite 1250 San Francisco, CA 94111

Who is the team behind Coinbase?

Coinbase was founded by Brian Armstrong and have a team of more than 500 employees. You can read more about their employees here.

Where can I use Coinbase?

Coinbase can be used in more than 30 countries including:

  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Cyprus
  • The Czech Republic
  • Denmark
  • Finland
  • Greece
  • Hungary
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Malta
  • Monaco
  • The Netherlands
  • Norway
  • Poland
  • Portugal
  • San Marino
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
What's the difference between Coinbase App and Coinbase Wallet?

The Coinbase app is a great product for those looking to buy and sell cryptocurrency. While the Coinbase Wallet app is used for storing your cryptocurrencies.

Can I switch from my existing wallet app to the Coinbase Wallet app?

Yes, you can. Each wallet uses a private key for security that can be imported into the Coinbase Wallet. In the settings menu of your current wallet, just search for the 12-word recovery phrase or mnemonic and then use the same 12 word phrase to sign into the Coinbase Wallet.

Frequently asked questions about Wirex

We’ve compiled some answers to questions we often get. Should you have any other questions, feel free to reach out below in the comments.

Are there any geographical restrictions on who can sign up for a Wirex card?

Yes, there are geographical restrictions on who can sign up for a Wirex card. It is only available to users from Australia, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, New Zealand, Norway, Philippines, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Taiwan, and the United Kingdom.

What are the fees charged by Wirex?

Wirex's fees are categorized by the type of service. It includes general account service, payments, cards & cash, overdraft & related services, and related services. 

A Wirex Visa cardholder will have to pay a monthly maintenance fee of €1.20, which translates to a €14.4 annual fee. As for non-card-based payments, Wirex users cannot send payments to non-SEPA zones. In SEPA zones, sending money in euros and receipt of payments in euros is available for free of cost. 

There is no issuance fee for users opting for a Wirex debit card. In case a user orders a replacement card, they will have to pay a $10 fee. When it comes to debit card payments in Euro, it is free for Wirex cardholders. But for international transactions, they will have to pay 3% of the transaction amount as fees. 

For cash withdrawals in Euro, a Wirex cardholder will be charged €2.25, Whereas cash withdrawals in a foreign currency outside Europe will attract a €2.25 fixed fee along with the 3% of the amount withdrawn. In case of a payment refusal because of a lack of funds, the user will be charged €0.06.

What Cryptocurrencies are Supported by Wirex?

Wirex supports nine cryptocurrencies. It includes BTC, ETH, LTC, XRP, XLM, WXT, WAVES, DAI, and NANO.

What Fiat Cryptocurrencies are Supported by Wirex?

Wirex supports nine fiat currencies. It includes EUR, GBP, CAD, CZK, HUF, PLN, RON, HRK, and USD.

Does Wirex offer cashback to its users?

Users can earn up to 1.5% cashback, paid out instantly in Satoshi, a subunit of Bitcoin, for their in-store purchases. Wirex's cashback program is known as the Cryptoback™.

Coinbase Card vs. Wirex Card

As you can see, making a decision when it comes to Coinbase Card vs. Wirex Card isn't easy. So, spend some time researching each platform online and learning more about its card features and services. 

That said, both companies provide excellent security options and many perks of using their cards. But Wirex goes the extra mile when it comes to a platform that can handle all of your traditional and crypto finance needs.

Are you interested in finding out more about how other crypto cards compare? Here's what you need to know about the best crypto credit cards and debit cards of 2021. 

  • Features
  • Ease of use
  • Security
  • Support
  • Reputation
  • Fees
  • Overall
  • 4
  • 4
  • 5
  • 3
  • 5
  • 3
  • 4
Go to site
  • 3
  • 2
  • 3
  • 2
  • 3
  • 3
  • 2.67
Go to site