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  2. Litecoin (LTC)
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Litecoin (LTC) Interest Rates

Compare Litecoin interest rates for lending, staking, and borrowing

$54.39
↓ 3.00%
Updated: February 10, 2026
Disclaimer: This page may contain affiliate links. Bitcompare may be compensated if you visit any links. Please refer to our Advertising disclosure.

Compare Litecoin (LTC) Interest Rates

LTC Lending Rates Market Summary

Average Rate
7.07% APY
Highest Rate
16% APY
YouHodler
Platforms Tracked
4
Best Risk-Adjusted
16% APY
YouHodler

How to read this table:

  • Max Rate — Max Rate is the advertised maximum.
  • Base Rate — Base Rate is what most users actually get (often requires token staking or high tiers for max rate).

Learn more about how rates work →

Litecoin (LTC) Lending Rates

PlatformActionMax RateBase RateMin DepositLockupUS Access
NexoGo to Platform7.75% APY4.75% APY—30 daysCheck terms
NebeusGo to Platform4.5% APY———Not US
YouHodlerGo to Platform16% APY———Not US
GeminiGo to Platform0.01% APY———US Available
See all 11 lending rates

Litecoin (LTC) Staking Rewards

PlatformActionMax RateBase RateMin DepositLockupUS Access
YouHodlerGo to Platform16% APY———Not US
GeminiGo to Platform0.01% APY———US Available
See all 2 staking rewards

Litecoin (LTC) Borrowing Rates

PlatformActionBest RateLTVMin CollateralUS Access
NexoGet Loan2.9% APR——Check terms
NebeusGet Loan10% APR——Not US
YouHodlerGet Loan12% APR——Not US
See all 5 borrowing rates

Litecoin Guides

How to earn Litecoin
How to earn Litecoin
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About Litecoin (LTC)

Litecoin (LTC) is a peer-to-peer cryptocurrency operating on a decentralized network that uses the Scrypt hashing algorithm. This allows for faster transaction processing than Bitcoin, with a block time of just 2 minutes, making it ideal for everyday transactions.
Litecoin is primarily used for fast and low-cost transactions, making it suitable for remittances, where users can send money internationally quickly and affordably. It is also popular for microtransactions, such as tipping content creators or making small online purchases, due to its low fees and...
Litecoin has a capped supply of 84 million coins, four times that of Bitcoin, creating a deflationary model that can impact its value. The halving schedule reduces the block reward for miners approximately every four years, limiting the rate of new coin generation.
Litecoin's security is reinforced by its proof-of-work consensus mechanism and Scrypt hashing algorithm, which requires substantial computational resources for transaction validation. This design promotes decentralization by being resistant to specialized mining hardware.
Since its launch in 2011, Litecoin's development roadmap has focused on enhancing functionality and security. Key milestones include the implementation of Segregated Witness (SegWit) in May 2017, which improved transaction efficiency and enabled the Lightning Network for faster transactions.

How to Keep Your Litecoin (LTC) Safe

To enhance the security of your Litecoin (LTC), consider using a hardware wallet, which provides offline storage and protection against online threats; popular options include Ledger and Trezor. For private key management, ensure your keys are stored securely and never shared; utilize strong, unique passwords and consider using a password manager. Be aware of common security risks such as phishing attacks and malware; mitigate these risks by enabling two-factor authentication (2FA) and regularly updating your software. Multi-signature wallets can add an extra layer of security by requiring multiple private keys to authorize a transaction, making unauthorized access more difficult. Finally, implement a robust backup procedure by securely storing copies of your wallet and private keys in multiple locations, ensuring they are encrypted and protected from unauthorized access.

How Litecoin (LTC) Works

Litecoin operates on a decentralized blockchain architecture that utilizes a peer-to-peer network to facilitate transactions, with a block time of approximately 2 minutes, significantly faster than Bitcoin. It employs the Scrypt hashing algorithm as its consensus mechanism, which requires more memory and is designed to be ASIC-resistant, promoting a more decentralized mining environment. The transaction validation process involves miners solving complex mathematical problems to add new blocks to the blockchain, ensuring that each transaction is verified and recorded securely. Network security is maintained through a combination of cryptographic techniques and a robust incentive structure for miners, which discourages malicious activities. Unique technical features of Litecoin include its faster block generation time, a capped supply of 84 million coins, and the implementation of Segregated Witness (SegWit) to enhance transaction capacity and speed.

Frequently Asked Questions About Litecoin (LTC) Interest Rates

What is Litecoin (LTC) and how does it differ from Bitcoin?
Litecoin is a peer-to-peer cryptocurrency created as a lighter, faster alternative to Bitcoin. It shares a similar codebase and philosophy but aims to provide quicker transaction confirmation times and a higher maximum supply. Litecoin uses a different hashing algorithm (Scrypt, historically) and implements a shorter block generation time of 2.5 minutes (compared to Bitcoin’s ~10 minutes), which generally results in faster on-chain settlement. The project also periodically experiments with protocol tweaks and release cycles to improve scalability and usability. If you’re evaluating LTC, consider transaction speed, network fees, and how it fits into your trading or payment workflow relative to BTC and other altcoins.
Is Litecoin a good investment right now, and what factors should I consider?
Investing in Litecoin involves assessing price action, network fundamentals, and broader market conditions. Key factors include: current price and daily change (LTC is around $74 with recent positive momentum), circulating supply (about 76.7 million LTC out of 84 million max supply), and network activity (transactions and hashrate). Also consider Litecoin’s development roadmap, layer-2 solutions, merchant adoption, and macro crypto trends. Diversification, risk tolerance, and a clear exit plan are essential. Always verify the latest market data from reliable sources and avoid investing more than you can afford to lose.
What are the practical steps to buy, store, and use Litecoin securely?
To acquire Litecoin: choose a reputable exchange, complete KYC, and place a buy order for LTC. After purchase, transfer your LTC to a personal wallet you control. For security, use a wallet with private keys you manage (hardware wallets like Ledger or Trezor provide strong protection against online threats). Enable two-factor authentication on exchange accounts and wallets, and consider a dedicated offline backup of your seed phrases. When spending LTC, ensure you’re sending to a correct Litecoin address and be mindful of network confirmations (typically a few confirmations for finality). Stay aware of phishing attempts and avoid sharing sensitive keys or recovery phrases. Regularly update wallet software and monitor for any security advisories from Litecoin Core or trusted communities.

Litecoin LTC News

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February 6, 2026Morning Minute: Bitcoin Erases Trump Pump, Falls to $60k - Decrypt

Thursday marked one of the worst days in crypto history, with majors plunging 15-20% before modest relief.

Does Bitcoin's Retreat Signal a New Bear Market for Crypto? - Decrypt
February 6, 2026Does Bitcoin's Retreat Signal a New Bear Market for Crypto? - Decrypt

A single-day 14% drop and a drawdown of more than 50% have pushed Bitcoin into territory typically associated with bear markets.

Myriad Moves: How Low Will Bitcoin and Ethereum Go? - Decrypt
February 5, 2026Myriad Moves: How Low Will Bitcoin and Ethereum Go? - Decrypt

Top markets on Myriad this week include predictions on Bitcoin and Ethereum’s next respective stops, plus the outcome of Super Bowl LX.