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Binance-Peg DAI logo

Binance-Peg DAI (DAI) Lending Rates Up to 20% APY

Find the best DAI lending rates and earn up to 20% APY. Compare 8 platforms side-by-side.

Last updated: January 12, 2026|Advertising disclosure

Binance-Peg DAI Lending Guide

How to lend Binance-Peg DAI
Crypto lending guide

Calculate DAI Interest

NexoSponsored
Earn High Yields on Your Crypto with Nexo
  • Up to 18% APY on crypto and fiat currencies.
  • Daily compounding interest.
  • No lock-up periods, withdraw anytime.

Newly Added Coins to Lend

Pump.fun logo
Pump.fun (pump)
Berachain BERA logo
Berachain BERA (BERA)
USDT0 logo
USDT0 (usdt0)
Official Trump logo
Official Trump (trump)
USDtb logo
USDtb (usdtb)
YouHodler

0.2% DAI

Supported Lending Platforms

EarnPark logo
EarnPark
YouHodler logo
YouHodler
SwissBorg logo
SwissBorg

Similar Coins to Lend

eCash logo
eCash (XEC)
Bitcoin Gold logo
Bitcoin Gold (BTG)
Ravencoin logo
Ravencoin (RVN)
Decred logo
Decred (DCR)
Flux logo
Flux (flux)

Frequently Asked Questions About Binance-Peg DAI (DAI) Lending

What is Binance-Peg DAI and how does it differ from regular DAI?
Binance-Peg DAI is an asset pegged to the value of DAI, a decentralized stablecoin on Ethereum, but issued on the Binance Smart Chain (BSC) network via the Binance Peg system. Each Binance-Peg DAI is designed to maintain a 1:1 value with the original DAI by being backed and bridged between networks. The key difference is the network and bridge: Binance-Peg DAI operates on BSC (and compatible ecosystems) with faster, cheaper transactions compared to Ethereum, but it relies on the Binance-backed peg mechanism and custodial bridging. This makes it convenient for users entrenched in the Binance ecosystem while still exposing them to DAI’s price stability model. Always verify the peg status and bridge provider, as peg trust hinges on custodians and collateral management on the Binance side, not on the DAI protocol itself.
What is the current price and circulating supply of Binance-Peg DAI, and what does that imply for traders?
As of now, Binance-Peg DAI trades around 0.9995 USD per token, very close to its 1.00 USD peg. The circulating supply is approximately 41.0 million DAI tokens, reflecting a substantial but not unlimited supply. For traders, this near-peg price reduces volatility relative to typical altcoins and stablecoins can drift slightly due to liquidity, bridging costs, or market sentiment. Liquidity on BSC-based decentralized exchanges and cross-chain bridges is a critical factor: higher liquidity generally means tighter spreads and easier entry/exit. If you’re using Binance-Peg DAI for yield farming or liquidity pools, monitor peg stability and any protocol-specific risks associated with the chain you’re using, and consider slippage during rapid price moves.
Which networks and platforms support Binance-Peg DAI, and how can I use it safely?
Binance-Peg DAI is primarily designed for use within the Binance ecosystem, especially on Binance Smart Chain (BSC) and compatible wallets and protocols that recognize the Binance Peg asset. You can typically access it through BSC-compatible wallets like MetaMask with the BSC network, or via Binance Convert/Bridge interfaces. When using Binance-Peg DAI, ensure you’re interacting with trusted bridges or exchanges and enable spending approvals only for trusted protocols. Be mindful of bridge fees, potential delays during network congestion, and double-check the token contract address to avoid counterfeit tokens. If you’re moving assets between Ethereum-based DAI and Binance-Peg DAI, count on bridge-related times and costs, and confirm peg status after bridge completion before relying on the peg for pricing or arbitrage.
What are the primary use cases for Binance-Peg DAI in DeFi on BSC?
Binance-Peg DAI serves as a stable, reliable unit of account and medium of exchange within BSC-based DeFi. Common use cases include providing liquidity in AMMs (such as PancakeSwap forks on BSC), participating in yield farming or lending protocols that accept pegged assets, and acting as a stable collateral option in certain borrowing platforms. Its close alignment to the DAI peg helps minimize price risk when deploying strategies that require stable value tokens. When using Binance-Peg DAI for lending, verify platform risk profiles, interest rates, collateral requirements, and potential liquidation mechanisms. Also, consider bridging costs and confirmation times if moving assets across chains, as these can affect net returns.
What factors could affect the stability and reliability of Binance-Peg DAI’s peg?
The stability of Binance-Peg DAI depends on the integrity of the peg mechanism maintained by the Binance ecosystem, including custodial reserves and bridging infrastructure. Key factors include the liquidity and reliability of the Binance Bridge, the health of the Binance Smart Chain network (gas fees, congestion, and validator/validator-equivalent conditions), and market demand for the pegged asset. If the bridging provider faces solvency concerns, or if there are significant delays or failures in peg replenishment, the price of Binance-Peg DAI could deviate from 1 USD. Always monitor official announcements from Binance and trusted DeFi analytics sources for peg status, reserves updates, and any disruption notices. Diversify across platforms and use price alerts to react quickly to peg deviations.

Compare Binance-Peg DAI (DAI) Lending Rates

PlatformCoinInterest rate
YouHodlerBinance-Peg DAI (DAI)Up to 20% APY
NexoBinance-Peg DAI (DAI)Up to 13% APY
AQRUBinance-Peg DAI (DAI)Up to 6% APY
AaveBinance-Peg DAI (DAI)Up to 3.42% APY
GeminiBinance-Peg DAI (DAI)Up to 0.01% APY
SwissBorgBinance-Peg DAI (DAI)Up to 4.81% APY
EarnParkBinance-Peg DAI (DAI)Up to 7% APY

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Historical Binance-Peg DAI lending rates (the United States)

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

Rate data for YouHodler, Nexo, Earnpark, Aqru, Aave, Gemini
DateYouHodlerNexoEarnparkAqruAaveGemini
2026-01-0220.0013.000.076.00-0.01
2026-01-0320.0013.000.076.00-0.01
2026-01-0420.0013.000.076.00-0.01
2026-01-0520.0013.000.076.00-0.01
2026-01-0620.0013.000.076.00-0.01
2026-01-0720.0013.000.076.00-0.01
2026-01-0820.0013.000.076.00-0.01
2026-01-0920.0013.000.076.00-0.01
2026-01-1020.0013.000.076.00-0.01
2026-01-1120.0013.000.076.00-0.01
2026-01-1220.0013.000.076.00-0.01
2026-01-1320.0013.000.076.00-0.01
2026-01-1420.0013.000.076.00-0.01
2026-01-1520.0013.000.076.00-0.01
2026-01-1620.0013.000.076.00-0.01
2026-01-1720.0013.000.076.00-0.01
2026-01-1820.0013.000.076.00-0.01
2026-01-1920.0013.000.076.00-0.01
2026-01-2020.0013.000.076.00-0.01
2026-01-2120.0013.000.076.00-0.01
2026-01-2220.0013.000.076.00-0.01
2026-01-2320.0013.000.076.00-0.01
2026-01-2420.0011.000.076.00-0.01
2026-01-2520.0011.000.076.00-0.01
2026-01-2620.0011.000.076.00-0.01
2026-01-2720.0011.000.076.00-0.01
2026-01-2820.0011.000.076.00-0.01
2026-01-2920.0011.005.756.00-0.01
Chart comparing rates for YouHodler, Nexo, Earnpark, Aqru, Aave, Gemini over the past 30-day

YouHodler currently offers the highest Binance-Peg DAI lending rate in the United States at 20.00% APY, matching its 30-day average of 20.00%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

ProviderCurrent RateTrendAverage Rate
YouHodler
20%-avg 20%
Nexo
13%avg 12.57%
Earnpark
7%avg 0.27%
Aqru
6%-avg 6%
Aave
3.42%avg 0%
Gemini
0.01%-avg 0.01%
Best 30-day averageYouHodler (20% APY)
Last updated: Jan 31, 2026, 09:15 AM