APE Lending Rates: Compare the Best (ape) AER in the UK
Earn AER on APE of up to 12%. Compare rates and features across 5 platforms in the UK.
Earn AER on APE of up to 12%. Compare rates and features across 5 platforms in the UK.
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | UK Access |
|---|---|---|---|---|---|---|
| Nexo | Go to Platform | 8% APY | 5% APY | — | 30 days | Check terms |
| YouHodler | Go to Platform | 12% APY | — | — | — | Not UK |
| Gemini | Go to Platform | 0.01% APY | — | — | — | Check terms |
| SwissBorg | Go to Platform | 3.41% APY | 5.02% APY | — | — | Check terms |
We evaluate each platform on 5 factors. Higher stars = lower risk.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
| Gemini | US (NYDFS, FinCEN) | 2024-12 (Big Four (SOC 2)) | Has issues | Digital asset insurance |
