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IOTA (IOTA) Interest Rates

Compare IOTA interest rates for lending, staking, and borrowing

$0.07
↓ 0.31%
Updated: February 27, 2026
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IOTA IOTA News

IOTA price forecast: is $0.20 next after 14% gains? - CoinJournal
January 6, 2026IOTA price forecast: is $0.20 next after 14% gains? - CoinJournal

IOTA jumps above $0.11 with 37% weekly gains as bullish momentum builds, putting the $0.20 price target in focus.

Frequently Asked Questions About IOTA (IOTA) Interest Rates

What is IOTA and how does it differ from other cryptocurrencies?
IOTA is a cryptocurrency designed for the Internet of Things (IoT) ecosystem. Unlike traditional blockchain-based coins, IOTA uses a directed acyclic graph (DAG) structure called the Tangle, which aims to enable feeless microtransactions and scalable network use. Transactions are verified by the user issuing the transaction themselves, removing the need for miners and allowing potentially higher throughput as more users participate. This makes IOTA particularly attractive for machine-to-machine payments and data integrity in IoT networks.
What is the current price and market status of IOTA?
As of now, IOTA trades around $0.064 per iota with a market capitalization near $276 million. The 24-hour price change shows a slight decline, reflecting normal market fluctuations. IOTA has a circulating supply of about 4.284 billion iota. Keep in mind that crypto prices are highly volatile and can swing quickly due to market sentiment, technology updates, and broader crypto market conditions. Always verify real-time data on a trusted price oracle or exchange before making decisions.
How can I safely buy and store IOTA?
To buy IOTA, use a reputable exchange that lists iota and supports your region. After purchasing, transfer the coins to a secure wallet. IOTA supports official wallets designed to interact with the Tangle, including desktop and mobile options. For security, enable two-factor authentication on exchange accounts, use hardware wallets when possible, and keep your seed phrases offline in a secure location. Note that IOTA’s storage model differs from older blockchains; ensure you’re using an IOTA-compatible wallet that supports the current protocol (as updates can change wallet compatibility).
What are the practical use cases and benefits of IOTA in IoT?
IOTA focuses on machine-to-machine (M2M) payments and data integrity for IoT devices. Its feeless microtransactions enable tiny data packets and payments between sensors, devices, and services without prohibitive fees. The Tangle’s design aims to provide scalable throughput as the network grows, which is crucial for real-time device coordination. Use cases include data monetization from sensors, pay-per-use models for connected devices, and secure, immutable data streams that can be verified without a centralized third party.
What are the risks and considerations before investing in IOTA?
Risks include price volatility common to crypto assets, regulatory developments affecting token classifications, and technology shifts within the IoT ecosystem. IOTA’s network upgrades can impact wallet compatibility and network security; staying informed about the latest core updates and roadmap is essential. Additionally, liquidity varies across exchanges, which can affect ease of buying or selling. Diversify your portfolio, only invest what you can afford to lose, and conduct due diligence on exchange security, wallet support, and the current adoption of IOTA-based IoT use cases.
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IOTA staking rewards reach 10.47% APY on Stakin. Rates tracked across 2 platforms.

Best IOTA Interest Rates

Updated every 15 min
Staking
10.47% APY
on Stakin →

Comparing IOTA rates across 2 platforms to find you the best yields.

Compare IOTA (IOTA) Interest Rates

IOTA (IOTA) Lending Rates

See all 2 lending rates
PlatformActionMax RateBase RateMin DepositLockupUS Access
KucoinGo to Platform0.5% APY———Check terms

IOTA Lending Rates Market Summary

Average Rate
0.5%APY
Highest Rate
0.5%APY
Kucoin
Platforms Tracked
1
Best Risk-Adjusted
0.5%APY
Kucoin