Bitcoin (BTC) 借贷利率
找到最高的BTC借贷利率，赚取高达15% APY APY。并排比较11个平台。
Updated:
15% APY
最高利率
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The best Bitcoin lending rate is 6.2% APY on Nexo.. Other top platforms include Nebeus (4.5% APY) and YouHodler (8% APY). Compare BTC lending rates across 11 platforms.
比较Bitcoin (BTC) 借贷利率
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | CN Access |
|---|---|---|---|---|---|---|
| Nexo | Go to Platform | 6.2% APY | 2.7% APY | — | 180 days | Check terms |
| Nebeus | Go to Platform | 4.5% APY | — | — | — | Check terms |
| YouHodler | Go to Platform | 8% APY | — | — | — | Check terms |
| EarnPark | Go to Platform | 15% APY | — | — | — | Check terms |
| OKX | Go to Platform | 1.83% APY | — | — | — | Check terms |
| Morpho | Go to Platform | 1.34% APY | — | — | — | Check terms |
| Fluid | Go to Platform | 0.35% APY | — | — | — | Check terms |
| Kamino | Go to Platform | 0.03% APY | — | — | — | Check terms |
| JustLend | Go to Platform | 0% APY | — | — | — | Check terms |
| Euler Finance | Go to Platform | 0.00033% APY | — | — | — | Check terms |
Bitcoin历史借贷利率（中国）
显示的利率是我们为中国用户跟踪的主要利率；实际利率可能因产品、级别或条款而异。
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Earnpark目前在中国提供最高的Bitcoin借贷利率，为15.00%APY，与30天平均值15.00%持平。
Platform Safety Information
We evaluate each platform on 5 factors. Higher stars = lower risk.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
| OKX | EU (MiCA Malta, VARA) | 2025-01 (Hacken) | No defaults | None |
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