找到最高的USDT借贷利率，赚取高达29.5% APY APY。并排比较13个平台。
免责声明：本页面可能包含联盟链接。如果您访问任何链接，Bitcompare可能会获得补偿。请参阅我们的广告披露。
The best Tether lending rate is 11.5% APY on Nexo.. Other top platforms include YouHodler (11% APY) and Lune.fi (29.5% APY). Compare USDT lending rates across 13 platforms.
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | CN Access |
|---|---|---|---|---|---|---|
| Nexo | Go to Platform | 11.5% APY | 7.5% APY | — | 90 days | Check terms |
| YouHodler | Go to Platform | 11% APY | — | — | — | Check terms |
| Lune.fi | Go to Platform | 29.5% APY | — | — | — | Check terms |
| EarnPark | Go to Platform | 20% APY | — | — | — | Check terms |
| Euler Finance | Go to Platform | 12.09% APY | — | — | — | Check terms |
| OKX | Go to Platform | 9.13% APY | — | — | — | Check terms |
| Fluid | Go to Platform | 5.5% APY | — | — | — | Check terms |
| Morpho | Go to Platform | 5.05% APY | — | — | — | Check terms |
| Maple | Go to Platform | 4.56% APY | — | — | — | Check terms |
| Syrup | Go to Platform | 4.22% APY | — | — | — | Check terms |
显示的利率是我们为中国用户跟踪的主要利率；实际利率可能因产品、级别或条款而异。
Lunefi目前在中国提供最高的Tether借贷利率，为29.50%APY，与30天平均值29.50%持平。
| 供应商 | 当前利率 | 趋势 | 平均利率 |
|---|---|---|---|
| 29.5% | - | 均 29.5% | |
| 20% | 均 20.38% | ||
| 0% | 均 6.09% | ||
| 11.5% | 均 9.73% | ||
| 11% | 均 17.64% | ||
| 9.13% | - | 均 9.13% | |
最佳30天平均Lunefi (29.5% APY) | |||
We evaluate each platform on 5 factors. Higher stars = lower risk.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
| OKX | EU (MiCA Malta, VARA) | 2025-01 (Hacken) | No defaults | None |
Need programmatic access to this data?
Get real-time yield rates via the Bitcompare Pro API. 10,000 requests/month free.
