Kumita ng interes sa USDC hanggang sa 29.5% APY APY. Ihambing ang mga rate at tampok sa 15 na plataporma.
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The best USDC lending rate is 10.5% APY on Nexo.. Other top platforms include Nebeus (12% APY) and YouHodler (11% APY). Compare USDC lending rates across 15 platforms.
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | PH Access |
|---|---|---|---|---|---|---|
| Nexo | Go to Platform | 10.5% APY | 6.5% APY | — | 90 days | Check terms |
| Nebeus | Go to Platform | 12% APY | — | — | — | Check terms |
| YouHodler | Go to Platform | 11% APY | — | — | — | Check terms |
| Lune.fi | Go to Platform | 29.5% APY | — | — | — | Check terms |
| EarnPark | Go to Platform | 4% APY | — | — | — | Check terms |
| OKX | Go to Platform | 9.13% APY | — | — | — | Check terms |
| Morpho | Go to Platform | 5.39% APY | — | — | — | Check terms |
| Maple | Go to Platform | 4.68% APY | — | — | — | Check terms |
| Syrup | Go to Platform | 4.55% APY | — | — | — | Check terms |
| Fluid | Go to Platform | 4.16% APY | — | — | — | Check terms |
We evaluate each platform on 5 factors. Higher stars = lower risk.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
| OKX | EU (MiCA Malta, VARA) | 2025-01 (Hacken) | No defaults | None |
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