Kumita ng interes sa Bitcoin hanggang sa 15% APY APY. Ihambing ang mga rate at tampok sa 11 na plataporma.
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The best Bitcoin lending rate is 6.2% APY on Nexo.. Other top platforms include Nebeus (4.5% APY) and YouHodler (8% APY). Compare BTC lending rates across 11 platforms.
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | PH Access |
|---|---|---|---|---|---|---|
| Nexo | Go to Platform | 6.2% APY | 2.7% APY | — | 180 days | Check terms |
| Nebeus | Go to Platform | 4.5% APY | — | — | — | Check terms |
| YouHodler | Go to Platform | 8% APY | — | — | — | Check terms |
| EarnPark | Go to Platform | 15% APY | — | — | — | Check terms |
| OKX | Go to Platform | 3.65% APY | — | — | — | Check terms |
| Euler Finance | Go to Platform | 2.63% APY | — | — | — | Check terms |
| Morpho | Go to Platform | 1.34% APY | — | — | — | Check terms |
| Fluid | Go to Platform | 0.22% APY | — | — | — | Check terms |
| Kamino | Go to Platform | 0.03% APY | — | — | — | Check terms |
| JustLend | Go to Platform | 0% APY | — | — | — | Check terms |
Ang mga rate na ipinapakita ay ang mga pangunahing rate na sinusubaybayan namin para sa mga user ng Pilipinas; ang aktwal na mga rate ay maaaring mag-iba depende sa produkto, antas, o mga tuntunin.
Kasalukuyang nag-aalok ang Earnpark ng pinakamataas na rate ng pagpapautang ng Bitcoin sa Pilipinas sa 15.00% APY, katumbas ng 30 araw average na 15.00%.
| Provider | Kasalukuyang rate | Trend | Average na rate |
|---|---|---|---|
| 15% | - | avg 15% | |
| 8% | avg 10.99% | ||
| 6.2% | avg 4.59% | ||
| 4.5% | - | avg 4.5% | |
| 3.65% | - | avg 3.65% | |
| 0% | avg 0.96% | ||
Pinakamahusay na 30 araw averageEarnpark (15% APY) | |||
We evaluate each platform on 5 factors. Higher stars = lower risk.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
| OKX | EU (MiCA Malta, VARA) | 2025-01 (Hacken) | No defaults | None |
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