Mga Pautang ng Bitcoin: Ihambing ang Pinakamahusay na (BTC) APY

Kumita ng interes sa Bitcoin hanggang sa 15% APY. Ihambing ang mga rate at tampok sa 26 na plataporma.

Huling na-update: Enero 12, 2026|Pahayag tungkol sa patalastas

Gabay sa Pautang ng Bitcoin

Paano manghiram ng Bitcoin

Gabay sa pagpapautang ng crypto

Pinakabagong Pautang na Rates ng Bitcoin (BTC)

Platform	Action	Max Rate	Base Rate	Min Deposit	Lockup	PH Access
Nexo	Go to Platform	6.5% APY	3.5% APY	—	30 days	Check terms
Nebeus	Go to Platform	4.5% APY	4.5% APY	$0.08	—	Check terms
EarnPark	Go to Platform	10% APY	—	—	30 days	Not PH
YouHodler	Go to Platform	12% APY	—	—	—	Not PH
AQRU	Go to Platform	2.5% APY	—	—	—	Check terms
Gemini	Go to Platform	0.01% APY	—	—	—	Not PH
Wirex	Go to Platform	14% APY	—	—	—	Check terms
Neverless	Go to Platform	7.25% APY	—	—	—	Check terms
BTSE	Go to Platform	3.5% APY	—	—	—	Check terms
Bitget	Go to Platform	3% APY	—	—	—	Check terms

Platform

Action

Max Rate

Base Rate

Min Deposit

Lockup

PH Access

Nexo

Go to Platform

6.5% APY

3.5% APY

—

30 days

Check terms

Nebeus

Go to Platform

4.5% APY

$0.08

—

Check terms

EarnPark

Go to Platform

10% APY

—

30 days

Not PH

YouHodler

Go to Platform

12% APY

—

Not PH

AQRU

Go to Platform

2.5% APY

—

Check terms

Gemini

Go to Platform

0.01% APY

—

Not PH

Wirex

Go to Platform

14% APY

—

Check terms

Neverless

Go to Platform

7.25% APY

—

Check terms

BTSE

Go to Platform

3.5% APY

—

Check terms

Bitget

Go to Platform

3% APY

—

Check terms

Makasaysayang rate ng pagpapautang ng Bitcoin (Pilipinas)

Ang mga rate na ipinapakita ay ang mga pangunahing rate na sinusubaybayan namin para sa mga user ng Pilipinas; ang aktwal na mga rate ay maaaring mag-iba depende sa produkto, antas, o mga tuntunin.

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Kasalukuyang nag-aalok ang YouHodler ng pinakamataas na rate ng pagpapautang ng Bitcoin sa Pilipinas sa 12.00% APY, katumbas ng 30 araw average na 12.00%.

30 ARAW AVERAGE RATESNaghahambing ang mga arrow ng ngayon vs 30 araw average

Provider	Kasalukuyang rate	Trend	Average na rate
YouHodler	12%	-	avg 12%
Earnpark	10%		avg 4.28%
Nexo	6.5%		avg 5.59%
Aqru	2.5%	-	avg 2.5%
Gemini	0.01%	-	avg 0.01%
Pinakamahusay na 30 araw averageYouHodler (12% APY)

Huling na-update: Peb 11, 2026, 06:01 AM

Platform Safety Information

We evaluate each platform on 5 factors. Higher stars = lower risk.

Platform	Regulatory Status	Proof of Reserves	Track Record	Insurance
Nexo	EU (VARA Dubai, Multiple VASPs)	2024-12 (Armanino)	Has issues	Custodial insurance
Gemini	US (NYDFS, FinCEN)	2024-12 (Big Four (SOC 2))	Has issues	Digital asset insurance

Paano namin kinokolekta ang impormasyong ito

Mga Madalas Itanong Tungkol sa Pautang ng Bitcoin (BTC)

What are Bitcoin (BTC) lending rates, and how do they work?

Bitcoin lending rates refer to the interest rates charged by platforms when borrowing Bitcoin or the rates offered for lending your Bitcoin. These rates can vary significantly across different platforms. For instance, there are currently 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these rates is crucial for making sound lending decisions. Regularly checking platforms like Bitcompare can help you compare rates in real time.

How can I find the best Bitcoin (BTC) lending rates?

To find the best Bitcoin lending rates, utilize comparison platforms like Bitcompare that provide real-time data on various lending options. Currently, there are 15 lending rates for Bitcoin, with the top rate available on Neverless. By checking these rates frequently and setting up email alerts, you can stay updated on any changes, ensuring you make informed decisions regarding lending your Bitcoin. Regularly monitoring these rates is essential for maximizing your returns.

What factors influence Bitcoin (BTC) lending rates?

Bitcoin lending rates are influenced by several factors, including market demand for loans, borrower creditworthiness, and the overall supply of Bitcoin available for lending. Additionally, platform-specific policies and competition among lenders can also impact rates. Currently, there are 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these factors can help you choose the most favorable lending option.

What is the average Bitcoin (BTC) lending rate across different platforms?

Currently, the average Bitcoin lending rate is not explicitly available, as it can vary widely across different platforms. However, there are a total of 15 lending rates for Bitcoin, with the best rate found on Neverless. To gain a clearer understanding of the lending landscape, it is advisable to check comparison sites like Bitcompare, which provide real-time data on available rates. This enables you to make informed decisions based on the latest market trends.

Are there any risks associated with lending Bitcoin (BTC)?

Yes, there are risks associated with Bitcoin lending, including borrower default and platform security vulnerabilities. If a borrower fails to repay, you may lose your Bitcoin. Additionally, lending platforms may be susceptible to hacks or fraud. It is important to choose reputable platforms and assess their security measures. With 15 available lending rates for Bitcoin, regularly checking sites like Bitcompare can help you stay informed and mitigate potential risks before engaging in lending activities.

Mga Madalas Itanong Tungkol sa Pautang ng Bitcoin (BTC)