최고의 XRP 렌딩 금리를 찾아 최대 12% APY APY를 획득하세요. 5개 플랫폼을 비교하세요.
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The best XRP lending rate is 8.25% APY on Nexo.. Other top platforms include Nebeus (4.5% APY) and YouHodler (12% APY). Compare XRP lending rates across 5 platforms.
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | KR Access |
|---|---|---|---|---|---|---|
| Nexo | Go to Platform | 8.25% APY | 4.25% APY | — | 90 days | Check terms |
| Nebeus | Go to Platform | 4.5% APY | — | — | — | Check terms |
| YouHodler | Go to Platform | 12% APY | — | — | — | Check terms |
| EarnPark | Go to Platform | 5% APY | — | — | — | Check terms |
| OKX | Go to Platform | 3.65% APY | — | — | — | Check terms |
We evaluate each platform on 5 factors. Higher stars = lower risk.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
| OKX | EU (MiCA Malta, VARA) | 2025-01 (Hacken) | No defaults | None |
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