Bitcompare

The trusted provider of rates and financial information

TwitterFacebookLinkedInYouTubeInstagram

Latest

  • Crypto Prices
  • Convert
  • Crypto Staking Rewards
  • Crypto Lending Rates
  • Crypto Loan Rates
  • Stablecoin Lending Rates
  • Stablecoin Staking Rewards

Best

  • Crypto Staking Platforms
  • Crypto Savings Accounts
  • Crypto Lending Platforms
  • Crypto Exchanges
  • Crypto Debit Cards

Learn

  • Staking
  • Crypto Lending
  • Crypto Loans

Company

  • Become a partner
  • Careers
  • Contact us
  • About
  • Bytes
  • Developer API
  • A Blu.Ventures company
  • Status

Get crypto smart in 5 minutes

Join readers from Coinbase, a16z, Binance, Uniswap, Sequoia and more for the latest staking rewards, tips, insights and news.

No spam, unsubscribe anytime. Read our Privacy Policy.

PolicyTerms of useSitemap

© 2026 Bitcompare

Bitcompare.net is a trading name of Blue Venture Studios Pte Ltd, 68 Circular Road, #02-01, 049422, Singapore

Advertising disclosure: Bitcompare is a comparison engine that relies on advertising for funding. The business opportunities that can be found on this site are offered by companies with which Bitcompare has made deals. This relationship may affect the way and where products appear on the site, such as in what order they are listed in categories. Information about products may also be placed based on other factors, such as the ranking algorithms on our website. Bitcompare does not look at or list all companies or products on the market.

Editorial disclosure: The editorial content on Bitcompare is not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. The opinions expressed here are the author's alone. Additionally, the opinions expressed by the commenters do not necessarily reflect those of Bitcompare or its staff. When you leave a comment on this site, it will not show up until a Bitcompare administrator approves it.

Warning: The price of digital assets can be volatile. The value of your investment can go down or up, and you may not get back the amount invested. You are the only one who is responsible for the money you invest, and Bitcompare is not responsible for any losses you might have. Any APR shown is a rough estimate of how much cryptocurrency you will earn in rewards over the time period you choose. It does not display the actual or predicted returns or yields in any fiat currency. The APR is adjusted daily, and the estimated rewards may differ from the actual rewards generated. The information on this page is not meant to be a sign from Bitcompare that the information is correct or reliable. Before making any investment, you should carefully consider your investment experience, financial situation, investment objectives, and risk tolerance, and consult with an independent financial advisor. Links to third-party sites are not under the control of Bitcompare, and we are not responsible for the reliability or accuracy of such sites or their contents. For more information, see the Terms of Service for Bitcompare and our Risk Warning

BitcompareBitcompare
See allPricesLendingStakingBorrowing
  1. Bitcompare
  3. Aave v3 DAI (ADAI)
Aave v3 DAI logo

Aave v3 DAI (ADAI) Interest Rates

Compare Aave v3 DAI interest rates for lending, staking, and borrowing

Disclaimer: This page may contain affiliate links. Bitcompare may be compensated if you visit any links. Please refer to our Advertising disclosure.

Compare Aave v3 DAI (ADAI) Interest Rates

ADAI Lending Rates Market Summary

Average Rate
3.47% APY
Highest Rate
3.47% APY
Aave
Platforms Tracked
1
Best Risk-Adjusted
3.47% APY
Aave

How to read this table:

  • Max Rate — Max Rate is the advertised maximum.
  • Base Rate — Base Rate is what most users actually get (often requires token staking or high tiers for max rate).

Learn more about how rates work →

Aave v3 DAI (ADAI) Lending Rates

PlatformActionMax RateBase RateMin DepositLockupUS Access
AaveGo to Platform3.47% APY———Check terms
See all 2 lending rates

Aave v3 DAI (ADAI) Borrowing Rates

PlatformActionBest RateLTVMin CollateralUS Access
AaveGet Loan30.44% APR——Check terms
See all 2 borrowing rates

Aave v3 DAI Guides

How to earn Aave v3 DAI
NexoSponsored
Buy Crypto Easily with Nexo
  • Competitive prices on 300+ cryptocurrencies.
  • Instant purchases with credit/debit card or bank transfer.
  • Zero fees on trades above $100.

Similar Coins

eCash logo
eCash (XEC)
Bitcoin Gold logo
Bitcoin Gold (BTG)
Ravencoin logo
Ravencoin (RVN)
Decred logo
Decred (DCR)
Flux logo
Flux (flux)

Newly Added Coins

Luxxcoin logo
Luxxcoin (lux)
Rayls logo
Rayls (rls)
HumidiFi logo
HumidiFi (wet)
Irys logo
Irys (irys)
Lucidum logo
Lucidum (lucic)

About Aave v3 DAI (ADAI)

Aave v3 DAI (ADAI) operates on a decentralized finance (DeFi) protocol that enables users to lend and borrow cryptocurrencies securely and efficiently. The core technology behind Aave v3 includes innovative features such as improved capital efficiency and enhanced liquidity management, which facilitate seamless transactions and user interactions. While specific details regarding the consensus mechanism and network architecture are not disclosed, Aave typically leverages Ethereum's robust infrastructure, utilizing smart contracts to automate lending and borrowing processes. This architecture ensures transparency and security, allowing users to engage with ADAI while benefiting from the protocol's advanced functionalities, such as real-time price comparisons and market sentiment analysis.
Aave v3 DAI (ADAI) serves multiple use cases within the decentralized finance ecosystem, primarily focusing on lending and borrowing activities. Users can deposit DAI into the Aave protocol to earn interest, leveraging an average earn rate of approximately 3.47%, which allows them to generate passive income on their holdings. Conversely, borrowers can access liquidity by taking out loans against their crypto assets, utilizing ADAI as collateral, which facilitates various financial strategies such as arbitrage opportunities or leveraged positions in other DeFi protocols. Additionally, the protocol's capability to support flash loans enables users to execute instant, uncollateralized loans for short-term trading or liquidity needs, showcasing the versatility and practical applications of Aave v3 DAI in real-world financial scenarios.
The tokenomics of Aave v3 DAI (ADAI) are designed to promote a sustainable and efficient ecosystem for lending and borrowing activities. ADAI operates on a supply mechanism that allows users to mint tokens by depositing DAI into the Aave protocol, effectively creating a direct link between the amount of DAI supplied and the corresponding ADAI tokens issued. This model ensures that the supply of ADAI is closely tied to user participation and demand for liquidity. The distribution of ADAI tokens is primarily influenced by the interest rates associated with lending and borrowing activities, with an average lending rate of approximately 3.47% incentivizing users to engage with the protocol. Market dynamics are further shaped by the overall demand for DAI within the DeFi space, as fluctuations in user activity can impact the availability and utilization of ADAI, driving both its utility and value within the broader cryptocurrency market.
Aave v3 DAI (ADAI) employs a robust security framework that leverages the inherent security features of the Ethereum blockchain on which the protocol is built. The network utilizes smart contracts to automate lending and borrowing processes, ensuring that all transactions are transparent and verifiable. Security measures include regular audits by third-party firms to identify vulnerabilities and enhance the protocol's resilience against potential exploits. Additionally, Aave implements a risk management system that includes collateralization ratios and liquidation mechanisms to protect lenders and maintain the platform's stability. The validation process relies on Ethereum's consensus mechanism, which ensures that all transactions are confirmed by a network of nodes, thereby maintaining the integrity and security of the ADAI ecosystem. This multi-layered approach to security helps safeguard user assets and fosters trust in the protocol's operations.
The development roadmap for Aave v3 DAI (ADAI) outlines a series of strategic enhancements aimed at improving user experience and expanding the protocol's capabilities within the decentralized finance ecosystem. Major milestones achieved include the launch of Aave v3 itself, which introduced features such as improved capital efficiency, cross-chain functionality, and enhanced risk management tools. Additionally, the protocol has focused on optimizing liquidity and enabling users to benefit from advanced features like flash loans, which facilitate instant, uncollateralized borrowing. Future developments are expected to include further integration with Layer 2 solutions to enhance scalability and reduce transaction costs, as well as ongoing improvements to governance mechanisms that empower the community to influence the protocol's evolution. These milestones reflect Aave's commitment to innovation and its goal of maintaining a leading position in the DeFi space.