How to Purchase Stellar (XLM) Using Spiko US T-Bills Money Market Fund (USTBL) in Russia

To buy Stellar using Spiko US T-Bills Money Market Fund, first, find a cryptocurrency exchange that supports the XLM/USTBL trading pair popular in Russia. Create an account, verify your identity, and deposit your USTBL into your exchange wallet. Locate the XLM/USTBL pair on the trading platform and place an order to exchange your Spiko US T-Bills Money Market Fund for Stellar. If the XLM/USTBL pair is unavailable, you can first exchange Spiko US T-Bills Money Market Fund for a stablecoin like Tether (USDT) or a fiat currency such as the Russian Ruble (RUB), then trade that for Stellar. Be mindful of potential exchange fees, which vary by platform and can affect the total cost of your transaction in the Russian market.