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  1. Bitcompare
  2. Lending Rates
XRP logo

XRP Lending Rates: Compare Best (XRP) APY

Earn interest on XRP up to 12% APY. Compare rates and features on 12 platforms.

Last updated: 12 January 2026|Advertising disclosure

XRP Lending Guide

How to lend XRP
Crypto lending guide

Calculate XRP Interest

XRP XRP News

Tether USDt Hits $187B Market Cap in Q4 2025 as $MAXI Keeps Growing
February 5, 2026Tether USDt Hits $187B Market Cap in Q4 2025 as $MAXI Keeps Growing

Tether (USDt) breaks records with a $187B market cap, signaling a liquidity surge. Traders rotate into Maxi Doge ($MAXI) as whale accumulation surges.

This XRP Treasury Firm Sits on $380 Million Loss
February 5, 2026This XRP Treasury Firm Sits on $380 Million Loss

Evernorth has accumulated more than 473 million XRP in its treasury, but financial pressure is mounting as XRP prices continue to decline.

XRP Wallets Surge Despite 49% Price Correction; $LIQUID Enters the Fray
February 5, 2026XRP Wallets Surge Despite 49% Price Correction; $LIQUID Enters the Fray

XRP wallet activity diverges from its 49% price drop, signaling accumulation. Meanwhile, LiquidChain ($LIQUID) rises as a new L3 solution for fragmented liquidity.

NexoSponsored
Earn High Yields on Your Crypto with Nexo
  • Up to 18% APY on crypto and fiat currencies.
  • Daily compounding interest.
  • No lock-up periods, withdraw anytime.

Newly Added Coins to Lend

Pump.fun logo
Pump.fun (pump)
Berachain BERA logo
Berachain BERA (BERA)
USDT0 logo
USDT0 (usdt0)
Official Trump logo
Official Trump (trump)
USDtb logo
USDtb (usdtb)

Supported Lending Platforms

Nexo logo
Nexo
Nebeus logo
Nebeus
EarnPark logo
EarnPark
YouHodler logo
YouHodler
Bitget logo
Bitget

Similar Coins to Lend

eCash logo
eCash (XEC)
Bitcoin Gold logo
Bitcoin Gold (BTG)
Ravencoin logo
Ravencoin (RVN)
Decred logo
Decred (DCR)
Flux logo
Flux (flux)
Nexo

0,12% XRP

Frequently Asked Questions About Lending XRP (XRP)

What are the current lending rates for XRP?
XRP currently offers a total of eight lending rate options, allowing users to compare and select the best lending opportunity. Although the average lending rate is not specifically listed, the best rate can be found on EarnPark. Staying informed about these rates is crucial for optimizing your lending strategy, and you can rely on Bitcompare's real-time updates to assist you in making informed decisions.

Latest XRP (XRP) Lending Rates

PlatformActionMax RateBase RateMin DepositLockupFR Access
NexoGo to Platform12% APY5% APY—180 daysCheck terms
NebeusGo to Platform4,5% APY4,5% APY$2500—Check terms
EarnParkGo to Platform5% APY——30 daysFR Available
YouHodlerGo to Platform12% APY———Not FR
CEX.ioGo to Platform1% APY———Check terms
BitgetGo to Platform0,36% APY———Check terms
MEXC GlobalGo to Platform0% APY———Check terms

1 — 10 / 12

Showing 1 to 10 of 12 results

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Platform Safety Information

We evaluate each platform on 5 factors. Higher stars = lower risk.

PlatformRegulatory StatusProof of ReservesTrack RecordInsurance
NexoEU (VARA Dubai, Multiple VASPs)2024-12 (Armanino)Has issuesCustodial insurance
How we gather this information