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Bitcoin logo

Bitcoin Loan Rates: Compare Best (BTC) APY

Instead of selling your Bitcoin, consider using it as collateral to secure a Bitcoin-backed loan. Compare the best BTC loan options from a diverse selection of providers in the market.

Last updated: 11 January 2026|Advertising disclosure

Calculate BTC Rückzahlung

NexoSponsored
Borrow Against Your Crypto with Nexo
  • Rates as low as 5.9% APY.
  • Immediate approval and funding.
  • No liquidation of your cryptocurrency assets.

Bitcoin BTC Neuigkeiten

MicroStrategy Eyes New Bitcoin Milestone With Another Purchase
January 18, 2026MicroStrategy Eyes New Bitcoin Milestone With Another Purchase

Michael Saylor hints at new Bitcoin purchase surpassing previous massive buy.

Animoca’s Yat Siu says crypto’s Trump moment is over and structure is taking over
January 18, 2026Animoca’s Yat Siu says crypto’s Trump moment is over and structure is taking over

With the political hype fading, Siu argues crypto’s next phase will be shaped less by personalities and more by infrastructure, regulation and who actually uses the technology.

Bitcoin is lagging while metals soar, but this rare divergence preceded every major crypto breakout since 2019
January 18, 2026Bitcoin is lagging while metals soar, but this rare divergence preceded every major crypto breakout since 2019

As real yields ease, metals are front-running policy shifts that have often preceded major Bitcoin moves in previous easing cycles.

Newly Added Coins for Lending

USDT0 logo
USDT0 (usdt0)
USDtb logo
USDtb (usdtb)
Ideal Opportunities logo
Ideal Opportunities (IO)
MatrixGPT logo
MatrixGPT (MAI)
Wild Coin logo
Wild Coin (WLD)
YouHodler

0,19 % BTC

Supported Lending Platforms in Germany

Nexo logo
Nexo
Xapo Bank logo
Xapo Bank
Nebeus logo
Nebeus
YouHodler logo
YouHodler
Aave logo
Aave

Similar Coins to Borrow in Germany

XRP logo
XRP (XRP)
Dogecoin logo
Dogecoin (DOGE)
FYDcoin logo
FYDcoin (FYD)
Stellar logo
Stellar (XLM)
Decred logo
Decred (DCR)

Frequently Asked Questions About Borrowing Bitcoin (BTC) in Germany

What are Bitcoin loan rates, and how do they work?
Bitcoin loan rates refer to the interest rates charged when borrowing Bitcoin. These rates can vary based on the lender, market conditions, and the borrower's creditworthiness. Typically, loan rates for Bitcoin are influenced by factors such as current demand for loans, prevailing Bitcoin prices, and the duration of the loan. On Bitcompare, users can find real-time comparisons of various Bitcoin loan rates to ensure they are getting the best available deal.
How can I find the best rates for Bitcoin loans?
To find the best Bitcoin loan rates, utilize comparison platforms like Bitcompare, which analyze live market data from various lenders. Bitcompare provides real-time price comparisons, displaying multiple rates available for Bitcoin loans. Additionally, consider setting up email rate alerts to stay informed about changes in rates. This proactive approach will help you secure the most favorable terms for your Bitcoin borrowing needs.
What factors influence Bitcoin loan rates?
Bitcoin loan rates are influenced by several key factors, including market demand for loans, the volatility of Bitcoin prices, and the lender's risk assessment. Additionally, the duration of the loan and the borrower's financial profile, including credit history and collateral, can affect rates. Market sentiment and broader economic conditions also play a role in determining how lenders set their rates for Bitcoin loans. Staying informed through platforms like Bitcompare can help you better understand these dynamics.

Latest Bitcoin (BTC) Lending Rates in Germany

PlattformKryptowährungAPY
NexoBitcoin (BTC)From 2,9 % APY
Xapo BankBitcoin (BTC)From 10,26 % APY
NebeusBitcoin (BTC)From 8 % APY
YouHodlerBitcoin (BTC)From 8 % APY
AaveBitcoin (BTC)From 0,51 % APY
BitgetBitcoin (BTC)From 2,88 % APY

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