PancakeSwap Lending Rates: Compare the Best (CAKE) APY

Earn interest on PancakeSwap up to 12% APY. Compare rates and features across 6 platforms.

Last updated: 12 January 2026|Advertising disclosure

PancakeSwap Lending Guide

How to lend PancakeSwap

Crypto lending guide

Latest PancakeSwap (CAKE) Lending Rates

Platform	Action	Max Rate	Base Rate	Min Deposit	Lockup	AU Access
Nexo	Go to Platform	16% APY	12% APY	—	180 days	Check terms
EarnPark	Go to Platform	30% APY	—	—	30 days	Check terms
YouHodler	Go to Platform	50% APY	—	—	—	Check terms
Syrup	Go to Platform	5.18% APY	—	—	—	Check terms
AQRU	Go to Platform	6% APY	—	—	—	Check terms
Aave	Go to Platform	5.07% APY	—	—	—	Check terms
Compound	Go to Platform	3.28% APY	—	—	—	Check terms
Gemini	Go to Platform	0.01% APY	—	—	—	Check terms
Kucoin	Go to Platform	0.47% APY	—	—	—	Check terms

Platform

Action

Max Rate

Base Rate

Min Deposit

Lockup

AU Access

Nexo

Go to Platform

16% APY

12% APY

—

180 days

Check terms

EarnPark

Go to Platform

30% APY

—

30 days

Check terms

YouHodler

Go to Platform

50% APY

—

Check terms

Syrup

Go to Platform

5.18% APY

—

Check terms

AQRU

Go to Platform

6% APY

—

Check terms

Aave

Go to Platform

5.07% APY

—

Check terms

Compound

Go to Platform

3.28% APY

—

Check terms

Gemini

Go to Platform

0.01% APY

—

Check terms

Kucoin

Go to Platform

0.47% APY

—

Check terms

Platform Safety Information

We evaluate each platform on 5 factors. Higher stars = lower risk.

Platform	Regulatory Status	Proof of Reserves	Track Record	Insurance
Nexo	EU (VARA Dubai, Multiple VASPs)	2024-12 (Armanino)	Has issues	Custodial insurance
Aave	United States (SEC)	Audited	—	—
Gemini	US (NYDFS, FinCEN)	2024-12 (Big Four (SOC 2))	Has issues	Digital asset insurance

How we gather this information

Frequently Asked Questions About Lending PancakeSwap (CAKE)

What are the current lending rates for PancakeSwap (CAKE)?

PancakeSwap currently offers a total of three lending rates, although the average rate is not specified. The best lending rate available is on YouHodler, but specific percentage details are not provided. To stay updated on these rates and any changes, consider checking Bitcompare for real-time comparisons and alerts on PancakeSwap's lending options.

How can I find the best lending rates for PancakeSwap (CAKE)?

To find the best lending rates for PancakeSwap (CAKE), you can utilize platforms like Bitcompare, which offer real-time price comparisons and detailed insights into various lending options. Currently, YouHodler provides the best lending rate for CAKE, but specific percentages should be verified directly on the platform for accuracy. Regularly checking Bitcompare will help you stay informed about the latest rates and market trends.

Are the lending rates for PancakeSwap (CAKE) fixed or variable?

The lending rates for PancakeSwap (CAKE) can vary based on market conditions and the platforms offering the loans. Currently, there are three lending rates available, but the specific characteristics of these rates—whether they are fixed or variable—are not detailed. It is advisable to check platforms like Bitcompare to obtain the most up-to-date information and alerts on lending rates, which can help you make informed decisions.

How do I participate in lending on PancakeSwap (CAKE)?

To participate in lending on PancakeSwap (CAKE), you need to connect a compatible cryptocurrency wallet to the platform. Once connected, you can choose from the available lending options. Currently, you can find lending rates on platforms like YouHodler, which offers competitive rates for CAKE. Always ensure that you check Bitcompare for real-time comparisons and the latest updates on lending rates to make informed decisions about your participation.

What factors influence the lending rates for PancakeSwap (CAKE)?

The lending rates for PancakeSwap (CAKE) are influenced by several factors, including market demand, liquidity, and overall market sentiment. Additionally, the specific lending platform you choose can affect the rates offered. For instance, platforms like YouHodler and others may adjust their rates based on their internal policies and market conditions. To stay informed about these fluctuations, regularly check Bitcompare for real-time rate comparisons and updates on PancakeSwap lending options.

Frequently Asked Questions About Lending PancakeSwap (CAKE)