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  1. Bitcompare
  2. Loan Rates
Optimism logo

Optimism Loan Rates: Compare the Best (OP) APR

Instead of selling your Optimism, use it as collateral to secure a Optimism-backed loan. Compare the best OP loan options from a variety of providers.

Last updated: 12 January 2026|Advertising disclosure

Calculate OP Repayment

NexoSponsored
Borrow Against Your Crypto with Nexo
  • Rates as low as 5.9% p.a.
  • Instant approval and funding.
  • No sell-off of your crypto assets.
Bitget

0.21% OP

Newly Added Coins for Borrowing

USDT0 logo
USDT0 (usdt0)
USDtb logo
USDtb (usdtb)
Ideal Opportunities logo
Ideal Opportunities (IO)
MatrixGPT logo
MatrixGPT (MAI)
Wild Coin logo
Wild Coin (WLD)

Similar Coins to Lend

eCash logo
eCash (XEC)
Bitcoin Gold logo
Bitcoin Gold (BTG)
Ravencoin logo
Ravencoin (RVN)
Decred logo
Decred (DCR)
Flux logo
Flux (flux)

Supported Lending Platforms

Aave logo
Aave
Bitget logo
Bitget

Frequently Asked Questions About Borrowing Optimism (OP)

What are the current loan rates for Optimism (OP)?
Currently, there are two loan rates available for Optimism (OP). However, specific average and best rates are not disclosed. For the most competitive loans, consider checking platforms like Aave for their offerings. It is essential to stay informed about the latest rates and changes, so regularly visiting platforms like Bitcompare can help you make the best decisions regarding your loans.
How can I find the best loan rates for Optimism (OP)?
To find the best loan rates for Optimism (OP), utilize comparison platforms like Bitcompare, which provide real-time price comparisons. Currently, the best loan rate for OP is available on Aave. It is crucial to regularly check these platforms, as rates can fluctuate based on market conditions. Additionally, consider setting up email rate alerts to stay informed about any changes that may affect your borrowing options.
Are there specific platforms where I can lend Optimism (OP)?
Yes, several platforms allow you to lend Optimism (OP). Currently, CEX.io offers competitive lending rates for OP. You can also explore decentralized platforms like Aave, which provide a marketplace for lending and borrowing cryptocurrencies. When considering lending, it is essential to review the terms and conditions of each platform and stay updated on the latest rates and market trends through resources like Bitcompare.
What factors influence loan rates for Optimism (OP)?
Loan rates for Optimism (OP) can be influenced by various factors, including market demand, liquidity, and overall market conditions. The specific platform you choose can also affect rates, as each may have different risk profiles and lending criteria. Additionally, fluctuations in the price of OP and broader cryptocurrency trends can lead to changes in interest rates. Staying informed through platforms like Bitcompare can help you understand these dynamics and make more informed borrowing decisions.
Can I earn interest by lending Optimism (OP)?
Yes, you can earn interest by lending Optimism (OP) on various platforms. Currently, CEX.io offers competitive earning rates for OP, allowing you to generate returns on your holdings. Additionally, decentralized platforms like Aave provide opportunities for lending where you can earn interest. It is essential to compare rates and terms on platforms like Bitcompare to ensure you find the best option for maximizing your earnings while lending OP.

Latest Optimism (OP) Borrowing Rates

PlatformCoinInterest rate
BitgetOptimism (OP)From 21.43% per cent APR
AaveOptimism (OP)From 1.13% per cent APR

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