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  1. Bitcompare
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  3. Beam (beam)
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Beam (beam) Interest Rates

Compare Beam interest rates for lending, staking, and borrowing

$0.00
↓ 1.05%
Updated: January 12, 2026
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Frequently Asked Questions About Beam (beam) Interest Rates

What is Beam and what problem does it solve?
Beam is a privacy-focused cryptocurrency designed to enable private and confidential transactions. Built with the Mimblewimble protocol, Beam aims to minimize data exposure by masking transaction amounts and addresses, while still allowing for blockchain verification. This makes it suitable for users who value financial privacy, scalable on-chain privacy, and lightweight transaction data. If you're comparing it to other coins, Beam emphasizes built-in privacy features rather than relying on third-party plugins, making it a privacy-centric option in the crypto space.
What is the current price and market status of Beam?
As of now, Beam trades around 0.00232 USD per coin. The market cap is approximately 119.4 million USD, reflecting its position among privacy-focused projects. The circulating supply stands at about 51.3 billion BEAM out of a maximum supply of 100 billion BEAM. The price has seen fluctuations, with a 24-hour change of about -1.67%. When evaluating this, consider liquidity, exchange listings, and recent project developments that can influence short-term movements.
How many Beam coins are in circulation and what is the max supply?
Beam has a circulating supply of roughly 51.3 billion BEAM, with a planned maximum supply of 100 billion BEAM. This implies a substantial portion of the token has already been issued, with the remaining supply to be minted over time according to the project's emission schedule. For investors, it's important to track issuance milestones, as ongoing production can impact token scarcity and price dynamics, especially in a privacy-focused project where adoption and use cases drive demand.
What are the main use cases and where can I use Beam?
Beam’s primary use case is private value transfer. The privacy features built into the Mimblewimble protocol enable confidential transactions, making Beam suitable for peer-to-peer payments, merchant integrations, and privacy-preserving fund transfers. Availability varies by exchange and wallet support; you’ll typically use Beam on participating exchanges for trading and on compatible wallets for private transactions. Always verify that your wallet supports Beam’s confidential transaction features and that you’re following best practices for privacy (e.g., avoiding sharing addresses publicly).
What are the security and privacy considerations when using Beam?
Beam uses the Mimblewimble protocol to provide strong on-chain privacy by obfuscating transaction amounts and addresses while maintaining full auditability. However, privacy tools are not a guarantee against all forms of deanonymization; users should combine on-chain privacy with good operational security. Key steps include using reputable wallets that support Beam’s privacy features, keeping software up to date to mitigate vulnerabilities, and being mindful of metadata outside the blockchain (such as exchange account history or peer disclosures). For developers, review Beam’s protocol updates and roadmap to stay informed about any privacy enhancements or potential changes in privacy guarantees.