找到最高的ton借贷利率，赚取高达20% APY APY。并排比较3个平台。
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The best Toncoin lending rate is 5% APY on EarnPark.. Other top platforms include Nexo (3.5% APY) and YouHodler (20% APY). Compare ton lending rates across 3 platforms.
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | CN Access |
|---|---|---|---|---|---|---|
| EarnPark | Go to Platform | 5% APY | — | — | — | Check terms |
| Nexo | Go to Platform | 3.5% APY | — | — | 30 days | Check terms |
| YouHodler | Go to Platform | 20% APY | — | — | — | Check terms |
显示的利率是我们为中国用户跟踪的主要利率；实际利率可能因产品、级别或条款而异。
YouHodler目前在中国提供最高的Toncoin借贷利率，为20.00%APY，与30天平均值20.00%持平。
| 供应商 | 当前利率 | 趋势 | 平均利率 |
|---|---|---|---|
| 20% | - | 均 20% | |
| 5% | - | 均 5% | |
| 3.5% | 均 2.25% | ||
最佳30天平均YouHodler (20% APY) | |||
We evaluate each platform on 5 factors. Higher stars = lower risk.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
