Ideal Opportunities 借貸利率：比較最佳 (IO) 年利率
在Ideal Opportunities上賺取高達7%的年利率。比較3個平台的利率和特點。
在Ideal Opportunities上賺取高達7%的年利率。比較3個平台的利率和特點。
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | HK Access |
|---|---|---|---|---|---|---|
| Nexo | Go to Platform | 16% APY | 12% APY | — | 180 days | Check terms |
| EarnPark | Go to Platform | 30% APY | — | — | 30 days | Check terms |
| YouHodler | Go to Platform | 50% APY | — | — | — | Check terms |
| Syrup | Go to Platform | 5.2% APY | — | — | — | Check terms |
| AQRU | Go to Platform | 6% APY | — | — | — | Check terms |
| Aave | Go to Platform | 5.07% APY | — | — | — | Check terms |
| Compound | Go to Platform | 3.28% APY | — | — | — | Check terms |
| Gemini | Go to Platform | 0.01% APY | — | — | — | Check terms |
| Bitget | Go to Platform | 7% APY | — | — | — | Check terms |
| Kucoin | Go to Platform | 0.5% APY | — | — | — | Check terms |
We evaluate each platform on 5 factors. Higher stars = lower risk.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
| Gemini | US (NYDFS, FinCEN) | 2024-12 (Big Four (SOC 2)) | Has issues | Digital asset insurance |
