USDC (USDC) Interest Rates
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Best USDC (USDC) lending options compared: Highest Rate: Lunefi offers 29.50% APY. Maximum yield currently available. Best Overall: Nexo offers 10.50% APY. Regulated CeFi with insurance. Best DeFi Option: Syrup offers 4.87% APY. Non-custodial, no counterparty risk. Best CeFi Option: YouHodler offers 11.00% APY. Swiss-based CeFi platform.
Maximum yield currently available
Regulated CeFi with insurance
Non-custodial, no counterparty risk
Swiss-based CeFi platform
Recommendations based on current rates, platform type, and trust factors. Always do your own research before investing.
The highest USDC lending rate is 29.50% APY on Lunefi. USDC staking rewards reach 29.50% APY on Lunefi. Borrow against USDC from 1.90% APR on Nexo. Rates tracked across 26 platforms.
Comparing USDC rates across 26 platforms to find you the best yields.
The best USDC interest rate is currently 29.5% APY on Lunefi. Across 19 platforms, the average USDC lending rate is 6.8% APY. Below you can compare all USDC lending, staking, and borrowing rates side by side.
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| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | TR Access |
|---|---|---|---|---|---|---|
| Nexo | Go to Platform | %10,5 APY | %6,5 APY | — | 90 days | Check terms |
| Nebeus | Go to Platform | %16,5 APY | — | — | — | Check terms |
| YouHodler | Go to Platform | %11 APY | — | — | — | Check terms |
| EarnPark | Go to Platform | %4 APY | — | — | — | Check terms |
| lunefi | Go to Platform | %29,5 APY | — | — | — | Check terms |
| OKX | Go to Platform | %9,13 APY | — | — | — | Check terms |
| Kamino | Go to Platform | %6,25 APY | — | — | — | Check terms |
| Morpho | Go to Platform | %5,39 APY | — | — | — | Check terms |
| Fluid | Go to Platform | %5,03 APY | — | — | — | Check terms |
| syrup | Go to Platform | %4,87 APY | — | — | — | Check terms |
| Maple | Go to Platform | %4,77 APY | — | — | — | Check terms |
| Spark | Go to Platform | %3,65 APY | — | — | — | Check terms |
| Silo Finance | Go to Platform | %3,16 APY | — | — | — | Check terms |
| Euler Finance | Go to Platform | %1,87 APY | — | — | — | Check terms |
| Gearbox | Go to Platform | %0,78 APY | — | — | — | Check terms |
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | TR Access |
|---|---|---|---|---|---|---|
| Nexo | Go to Platform | %10,5 APY | %6,5 APY | — | 90 days | Check terms |
| lunefi | Go to Platform | %29,5 APY | — | — | — | Check terms |
