Bitcoin (BTC) Tasas de Préstamo Hasta 15 % APY

Encuentra las mejores tasas de préstamo BTC y gana hasta 15 % APY. Compara 26 plataformas lado a lado.

Última actualización: 12 de enero de 2026|Divulgación publicitaria

Bitcoin Guía de Préstamos

Cómo prestar Bitcoin

Guía de préstamos en criptomonedas

Comparar Tasas de Préstamo Bitcoin (BTC)

Plataforma	Acción	Tasa máx.	Tasa base	Depósito mín.	Bloqueo	Acceso ES
Nexo	Go to Platform	6,5 % APY	3,5 % APY	—	30 días	Ver términos
Nebeus	Go to Platform	4,5 % APY	4,5 % APY	$0.08	—	Ver términos
EarnPark	Go to Platform	10 % APY	—	—	30 días	No ES
YouHodler	Go to Platform	12 % APY	—	—	—	Ver términos
AQRU	Go to Platform	2,5 % APY	—	—	—	Ver términos
Gemini	Go to Platform	0,01 % APY	—	—	—	ES disponible
Wirex	Go to Platform	14 % APY	—	—	—	Ver términos
Neverless	Go to Platform	7,25 % APY	—	—	—	Ver términos
BTSE	Go to Platform	3,5 % APY	—	—	—	Ver términos
Bitget	Go to Platform	3 % APY	—	—	—	Ver términos

Plataforma

Acción

Tasa máx.

Tasa base

Depósito mín.

Bloqueo

Acceso ES

Nexo

Go to Platform

6,5 % APY

3,5 % APY

—

30 días

Ver términos

Nebeus

Go to Platform

4,5 % APY

$0.08

—

Ver términos

EarnPark

Go to Platform

10 % APY

—

30 días

No ES

YouHodler

Go to Platform

12 % APY

—

Ver términos

AQRU

Go to Platform

2,5 % APY

—

Ver términos

Gemini

Go to Platform

0,01 % APY

—

ES disponible

Wirex

Go to Platform

14 % APY

—

Ver términos

Neverless

Go to Platform

7,25 % APY

—

Ver términos

BTSE

Go to Platform

3,5 % APY

—

Ver términos

Bitget

Go to Platform

3 % APY

—

Ver términos

Histórico de tasa de préstamos de Bitcoin (España)

Las tasas mostradas son las tasas principales que rastreamos para usuarios de España; las tasas reales pueden variar según el producto, nivel o términos.

Loading chart...

YouHodler ofrece actualmente la mejor tasa de préstamo de Bitcoin en España al 12.00% APY, igualando su promedio de 30 días del 12.00%.

TASAS PROMEDIO DE 30 DÍASLas flechas comparan hoy vs promedio de 30 días

Proveedor	Tasa actual	Tendencia	Tasa promedio
YouHodler	12 %	-	prom 12 %
Earnpark	10 %		prom 4,28 %
Nexo	6,5 %		prom 5,59 %
Aqru	2,5 %	-	prom 2,5 %
Gemini	0,01 %	-	prom 0,01 %
Mejor promedio de 30 díasYouHodler (12 % APY)

Última actualización: 11 feb 2026, 05:30

Platform Safety Information

We evaluate each platform on 5 factors. Higher stars = lower risk.

Platform	Regulatory Status	Proof of Reserves	Track Record	Insurance
Nexo	EU (VARA Dubai, Multiple VASPs)	2024-12 (Armanino)	Has issues	Custodial insurance
Gemini	US (NYDFS, FinCEN)	2024-12 (Big Four (SOC 2))	Has issues	Digital asset insurance

Cómo recopilamos esta información

Preguntas Frecuentes Sobre el Préstamo de Bitcoin (BTC)

What are Bitcoin (BTC) lending rates, and how do they work?

Bitcoin lending rates refer to the interest rates charged by platforms when borrowing Bitcoin or the rates offered for lending your Bitcoin. These rates can vary significantly across different platforms. For instance, there are currently 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these rates is crucial for making sound lending decisions. Regularly checking platforms like Bitcompare can help you compare rates in real time.

¿Cuáles son las tasas de interés de préstamos en Bitcoin (BTC) y cómo funcionan?

Las tasas de interés de préstamos en Bitcoin se refieren a los tipos de interés que cobran las plataformas al prestar Bitcoin o las tasas ofrecidas por prestar tu Bitcoin. Estas tasas pueden variar significativamente entre diferentes plataformas. Por ejemplo, actualmente hay 15 tasas de interés disponibles para Bitcoin, siendo la mejor tasa ofrecida por Neverless. Mantenerse informado sobre estas tasas es crucial para tomar decisiones de préstamo acertadas. Consultar regularmente plataformas como Bitcompare puede ayudarte a comparar tasas en tiempo real.

How can I find the best Bitcoin (BTC) lending rates?

To find the best Bitcoin lending rates, utilize comparison platforms like Bitcompare that provide real-time data on various lending options. Currently, there are 15 lending rates for Bitcoin, with the top rate available on Neverless. By checking these rates frequently and setting up email alerts, you can stay updated on any changes, ensuring you make informed decisions regarding lending your Bitcoin. Regularly monitoring these rates is essential for maximizing your returns.

What factors influence Bitcoin (BTC) lending rates?

Bitcoin lending rates are influenced by several factors, including market demand for loans, borrower creditworthiness, and the overall supply of Bitcoin available for lending. Additionally, platform-specific policies and competition among lenders can also impact rates. Currently, there are 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these factors can help you choose the most favorable lending option.

What is the average Bitcoin (BTC) lending rate across different platforms?

Currently, the average Bitcoin lending rate is not explicitly available, as it can vary widely across different platforms. However, there are a total of 15 lending rates for Bitcoin, with the best rate found on Neverless. To gain a clearer understanding of the lending landscape, it is advisable to check comparison sites like Bitcompare, which provide real-time data on available rates. This enables you to make informed decisions based on the latest market trends.

Are there any risks associated with lending Bitcoin (BTC)?

Yes, there are risks associated with Bitcoin lending, including borrower default and platform security vulnerabilities. If a borrower fails to repay, you may lose your Bitcoin. Additionally, lending platforms may be susceptible to hacks or fraud. It is important to choose reputable platforms and assess their security measures. With 15 available lending rates for Bitcoin, regularly checking sites like Bitcompare can help you stay informed and mitigate potential risks before engaging in lending activities.

Preguntas Frecuentes Sobre el Préstamo de Bitcoin (BTC)