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| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | UA Access |
|---|---|---|---|---|---|---|
| EarnPark | Go to Platform | 8% APY | — | — | — | Check terms |
| Nexo | Go to Platform | 11% APY | 5% APY | — | 210 days | Check terms |
| Nebeus | Go to Platform | 4,5% APY | — | — | — | Check terms |
| YouHodler | Go to Platform | 12% APY | — | — | — | Check terms |
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | UA Access |
|---|---|---|---|---|---|---|
| Nexo | Go to Platform | 11% APY | 5% APY | — | 210 days | Check terms |
| Платформа | Дія | Найкраща ставка | LTV | Мін. застава | Доступ UA |
|---|---|---|---|---|---|
| Nexo | Отримати кредит | 1,9% APR | — | — | Перевірити умови |
| YouHodler | Отримати кредит | 12% APR | — | — | Перевірити умови |
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Best Stellar (XLM) lending options compared: Highest Rate: YouHodler offers 12.00% APY. Maximum yield currently available. Best Overall: Nexo offers 11.00% APY. Regulated CeFi with insurance.
Maximum yield currently available
Regulated CeFi with insurance
Recommendations based on current rates, platform type, and trust factors. Always do your own research before investing.
The highest Stellar lending rate is 12.00% APY on YouHodler. XLM staking rewards reach 11.00% APY on Nexo. Borrow against XLM from 1.90% APR on Nexo. Rates tracked across 7 platforms.
Comparing XLM rates across 7 platforms to find you the best yields.
The best XLM interest rate is currently 12.0% APY on YouHodler. Across 4 platforms, the average XLM lending rate is 8.9% APY. Below you can compare all XLM lending, staking, and borrowing rates side by side.
