Do you like cookies?We use cookies to ensure you get the best experience on our websiteLearn more

TenX Review: The Pros, Cons and How it Compares

Can you really buy anything with a cryptocurrency debit card? Using the TenX card, all signs point to, 'yes'! Get your full Tenx review here.

  • By
  • Posted
  • Bitcompare score
  • Go to site

Our take

Bitcompare score

If you've been into cryptos for any length of time, you've probably fantasized about how great it'd be to eschew fiat altogether. Just think about it.

Wouldn't it be tremendous to make purchases at the grocery store in Ethereum or the ever-popular Bitcoin? Or how about snagging a sweater and jeans at your favorite retail store with Litecoin? Talk about the possibilities! 

Fortunately, technology is heading in this direction with the advent of crypto debit cards. In this Tenx review, keep reading to find out what we mean. 

What Is Tenx?

In January 2019, the cryptocurrency debit card TenX launched. In all actuality, this represented a relaunch of its earlier product from 2017. Headquartered in Singapore, TenX Pte Ltd represents the company behind the TenX debit card.

Besides the Singapore location, the company has a branch in Liechtenstein. Registered by the Financial Market Authority, the Liechtenstein location issues electronic money. 

How do you get started with TenX? To acquire a card, start by downloading the TenX Wallet app. This app is available through the AppStore and Google Play. Once you've got the app, you can use it to order a debit card.

If you live in the Pacific region or Asia, the card will typically arrive in five weeks. So, allow ample time for receipt of your new TenX card.


USD Margin Lending

  • Return rates optimized daily
  • Secure, stable investment growth
  • No minimum
  • No lock-up period, withdraw anytime

TenX Card Options

Once you receive your card, you can start taking full advantage of its many options. These include two principal benefits: 

  1. Detailed transaction tracking
  2. 24/7 card security

Gaining access to precise transaction tracking lets you take charge of your purchases. Like fiat debit cards, there's no delay between making purchases and having them show up on your app, which proves highly convenient. 

As for its security features? TenX provides real-time updates when the debit card gets used. You have the option of locking and unlocking your card as needed based on these updates. 

Besides this, the card comes with two-factor authentication (2FA), providing additional layers of security. 

You'll also enjoy TenX's functionality when it comes to buying Bitcoin. You can use your TenX Wallet to purchase this popular crypto, which offers instant access to your funds for spending.

This feature represents the perfect blend of functionality and versatility. It'll also ensure that you get more out of this crypto debit card.


Pros & Cons of TenX


  • Incubated by PayPal
  • TenX Pte Ltd started in 2015
  • The mobile app renders management of the TenX Visa card a breeze
  • Visa card available at payment terminals worldwide
  • A TenX virtual Visa card is available
  • Competitive fee structures
  • The goal of mainstream adoption
  • Ease of integration
  • Allows users to transact in cryptos anywhere
  • COMIT tech permits users to interact with the blockchain directly
  • Excellent company leadership
  • Tremendous vision and execution


  • No rewards program for the card
  • Currently only supports four crypto assets
  • TenX Visa Card's issuing bank faced solvency issues in 2020
  • Presently only available in a handful of nations
  • Possible legal struggles with the US government
  • Value of PAY token as opposed to other cryptos

Frequently asked questions about TenX

What else do you need to know about TenX? One of the best ways to get quickly informed about what a platform offers is by looking at its customers' frequently asked questions (FAQs). With that in mind, here's a list of answers to the inquiries most commonly made by TenX prospects and customers.

Which Currencies Are Supported by TenX?

As previously mentioned, you can use your TenX Wallet to purchase and spend Bitcoin. But does the platform permit the use of any other digital currencies? Yes!

The TenX debit card currently supports Ethereum and Litecoin. And we'd put our money on the fact that the card will add more cryptos to the list soon. 

What about fiat currencies? TenX utilizes both the Singapore Dollar (SGD) and the US Dollar (USD). As with additional cryptos, keep an eye out for more fiat currencies to be added to the mix moving forward.

Where Is the TenX Debit Card Accepted?

Visa secures the TenX card. As a result, the card gets accepted at any location featuring the Visa logo. So, you've got a wide range of options when it comes to where you can use this card.

According to the company, you can use the TenX card at more than 54 million different locations in more than 200 nations. If you're a globetrotter, this is the card for you.

Is the TenX Card Available in the US?

Unfortunately, US consumers don't currently have access to the TenX card.

Although most nations accept the card, only those living in New Zealand, Australia, Singapore, Malaysia, and Thailand have access to it. It's also available to residents of Hong Kong, located in the People's Republic of China. 

The company has also started expanding into European markets (specifically Germany and Austria) as of March 2020. So, keep an eye out for TenX to continue rolling out services in other parts of the EU.

How Do TenX Debit Card Fees Compare to Other Cards?

Overall, you'll find TenX fees to be competitive when compared to other crypto debit cards. There are no monthly fees with the card.

But you'll see an issuance fee of $15 for the physical card. If you opt to go the virtual route, you'll pay just $1.50 for the issuance fee. 

How about ATM fees? You'll pay a fixed fee of $3.25 for every withdrawal. So, it makes sense to stick to fewer, larger withdrawals, thereby avoiding excess fees. That said, this isn't always possible.

There are some countries where standard ATMs have low maximum withdrawal amounts. In this case, you'll need to budget more fees for your monthly expenses. 

What about commission fees on spending? With the TenX debit card, you'll enjoy no commissions on expenditures.

What's more, there are no maximum deposit fees. It's a win-win for consumers who want to make large deposits to their crypto debit card.

Tenx Review: The Takeaway

TenX debit cards come with many compelling advantages, mainly because of the company's relationship with Visa. The card is widely used all over the globe. But it's a pity that so few global citizens can take advantage of it.

Although the company continues to move into the European Union, this growth still leaves North American and South American consumers out to dry. 

That said, TenX faces very slim competition at the moment with few significant rivals. The company's leadership has shown itself to be capable and forward-thinking, and the enterprise's objective of making cryptos mainstream is both solid and commendable.

Yet, the company remains on largely uncharted ground. As a result, it isn't easy to make predictions about its future. Nevertheless, we look forward to watching TenX's trajectory in the 2020s. 

Crypto-Based Debit Cards 

In this Tenx review, we took a look at the many advantages associated with this Singapore-based Visa card. But it's disappointing for those living outside of the user area, as they face no immediate hope of gaining access to the card.

We'll have to see how the card expands in terms of services and geographic locations in the years to come.  

Are you interested in learning more about the wide world of crypto-based debit cards? Or perhaps you live in North America, and you'd like to find a digital card available to you now? Either way, we've got you covered.

From Coinbase Card to MCO Visa Card and Wirex Card, check out our comprehensive reviews of the best crypto cards on the market today.

Our TenX score

Bitcompare score
Ease of use