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Cryptopay: Pros, Cons and How It Compares?

Crypto cards are rising in popularity. It has led to an upsurge in the number of companies offering cryptocurrency debit cards. One such company is Cryptopay. This review will explain all there’s to know about Cryptopay.

  • Cryptopay
  • Dean Fankhauser
  • Posted
  • Bitcompare score
  • Go to siteCryptopay

Our take

Bitcompare score

Cryptopay Review

As crypto continues to rise in popularity and value its viability and use in everyday life will also grow. If you’ve already invested in something like Bitcoin or Ether you may already be looking for a way to use your digital currency as a form of payment for goods and services. You may find yourself already looking to companies like Cryptopay for access to a crypto debit card. But is the Cryptopay card right for you? Who even are Cryptopay? Why Should I choose their card? Continue reading below to find the answer to these questions and more in our in-depth Cryptopay review. 

What is Cryptopay?

Founded in 2013, Cryptopay is a digital currency service provider housed in the U.K. They help investors buy, sell, trade, and store cryptocurrencies. They also give business owners the option to accept crypto as payment for services. But the service they highlight the most is their pre-paid crypto debit card the C.Pay card.

The C.Pay card

The card allows you to spend your cryptocurrency to pay for services just like you would with regular money. The C.Pay card is accepted anywhere Visa cards are accepted so you certainly wouldn’t have a hard time finding somewhere to use it, although you can only order the card if you live in Europe. The card also comes with some less than competitive fees. The standard cost of ordering the card is 15 euros, there’s a maintenance fee of 1 euro a month on top of a one percent fee to load or unload your card as well as an ATM fee of 2.5% domestic and 3.5% international. There’s also a foreign exchange fee of 3% so if your not a resident of the U.K or Europe I would definitely just look for a different card. 


USD Margin Lending

  • Return rates optimized daily
  • Secure, stable investment growth
  • No minimum
  • No lock-up period, withdraw anytime

Cryptopay Exchange

The exchange service offered by Cryptopay trades in four forms of crypto: Bitcoin, Litecoin, XRP, and Ethereum. You can purchase crypto with your debit card and the verification process should only take around fifteen minutes before your authorized to start trading. Their trading interface is easy to use and would be a great start for beginners. According to the companies website transactions are charged at a fee of 4%, but according to a number of user reviews the fee you actually end up paying is closer to 5.5%. 

Customer support

The highest praise the company receives seems to be based on its customer service. Their website offers a help desk with tons of information, in fact, the second I opened the help desk I received a message from customer service asking if I needed help with something.


The Pros and Cons of Cryptopay


  • Great customer service
  • Easy to use interface
  • Quick verification


  • Lots of high fees
  • Only useful to Europeans
  • Cheaper to exchange crypto on other exchanges

Frequently Asked Questions About Cryptopay

If you still have questions after reading the rest of this Cryptopay review. We’ll do our best to answer the most common questions that you may have about Cryptopay below.

How Do I Pay For My Card?

While ordering the card, once you have chosen the card type, you will be able to provide a promo code in case you have one and select the Cryptopay account which will be used for the payment. Check the details, click Checkout, and your payment will be processed.

How Do I Sell Crypto?

Click the Exchange button, and you’ll see the currency exchange tool. To sell bitcoins you need to transfer funds from your Bitcoin account to your Euro, US Dollar, or British Pounds account. Choose the wallet you want to transfer your bitcoins to. Enter the amount of funds you wish to sell. Click Exchange. In the next pop-up window, you'll see the exchange rate, the conversion fee, and how much in total you will get. Please double-check everything and click Confirm.

How Do I Buy Crypto?

Make sure that you have enough funds in one of your Cryptopay accounts: the first step is depositing funds into your Cryptopay account. Once you have done that, head to the Accounts tab of your Cryptopay account. You’ll see the Exchange button next to all of your accounts, Choose which currency to buy bitcoins (or any other supported cryptocurrency) with. Once you’ve selected the account you wish to use, enter the amount of bitcoins you want to buy or the sum you want to spend to buy bitcoins. Once everything is filled in, сlick Exchange. You'll see all the information one more time to make sure everything is correct. Press Confirm to proceed.


It’s interesting that the company is called Cryptopay since that’s about all you’ll be doing, paying high fees for cryptocurrencies you could get cheaper elsewhere. They don’t offer enough for me to tell you that their service is worth the cost, maybe in the future if they added more features but for now, what’s available is pretty basic.

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