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XRP (XRP) Lending Rates

Find the best XRP lending rates and earn up to 12% APY APY. Compare 5 platforms side-by-side.

Updated:
12% APY
Highest Rate

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The best XRP lending rate is 8.25% APY on Nexo.. Other top platforms include Nebeus (4.5% APY) and YouHodler (12% APY). Compare XRP lending rates across 5 platforms.

Compare XRP (XRP) Lending Rates

Platform Safety Information

We evaluate each platform's regulatory status, transparency, and track record.

PlatformRegulatory StatusProof of ReservesTrack RecordInsurance
NexoEU (VARA Dubai, Multiple VASPs)2024-12 (Armanino)Has issuesCustodial insurance
OKXEU (MiCA Malta, VARA)2025-01 (Hacken)No defaultsNone

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