Do you like cookies?We use cookies to ensure you get the best experience on our websiteLearn more

2020’s Crypto Savings Account Winners

It's hard to argue that 2020 hasn't been a massive year for earning interest on crypto. There's been an explosion of new platforms that offer incredibly competitive rates. We break down the best for you.

Best Bitcoin Savings Account

BlockFi Bitcoin Interest Account

  • APR2%
  • CurrencyBitcoin
  • TermFlexible
  • CompoundMonthly

Pros

  • High interest rates
  • No staking required
  • User friendly app and website

Cons

  • High withdrawal fees if more than 1 per month
  • Higher rates limited to 5 BTC
  • Need more support options like phone and IM
Why this card made the list

BlockFi have remained at or near the top of our tables for almost all variables, including interest rates, usability and terms.

Read our methodology
Best Ethereum Savings Account

BlockFi Ethereum Savings Account

  • APR5.25%
  • CurrencyEthereum
  • TermFlexible
  • CompoundMonthly

Pros

  • Highest interest rates
  • Monthly compounding
  • No minimum

Cons

  • Maximum of 500 ETH
  • High withdrawal fees if more than 1 per month
  • Need more support options like phone and IM
Why this card made the list

BlockFi have remained at or near the top of our tables for almost all variables, including interest rates, usability and terms.

Read our methodology
Best GUSD Savings Account

BlockFi GUSD Savings Account

  • APR8.6%
  • CurrencyGemini Dollar
  • TermFlexible
  • CompoundMonthly

Pros

  • Highest interest rates
  • Monthly compounding
  • No minimum

Cons

  • No max
  • High withdrawal fees if more than 1 per month
  • Need more support options like phone and IM
Why this card made the list

BlockFi have remained at or near the top of our tables for almost all variables, including interest rates, usability and terms.

Read our methodology
Best PAX Savings Account

BlockFi PAX Savings Account

  • APR8.6%
  • CurrencyPaxos Standard
  • TermFlexible
  • CompoundMonthly

Pros

  • Highest interest rates
  • Monthly compounding
  • No minimum

Cons

  • No max
  • High withdrawal fees if more than 1 per month
  • Need more support options like phone and IM
Why this card made the list

BlockFi have remained at or near the top of our tables for almost all variables, including interest rates, usability and terms.

Read our methodology
Best DAI Savings Account

Dharma DAI Savings Account

  • APR0%
  • CurrencyDai
  • TermFlexible
  • CompoundDaily

Pros

  • Industry-leading experience & design
  • Dead-simple on/off-ramping
  • Industry-leading payments system

Cons

  • Very US focused for now
  • Interest rates can be low at times
Why this card made the list

There isn't a simpler way to earn interest on your DAI assets than with Dharma.

Read our methodology
Best USDC Savings Account

Nuo USDC Savings Account

  • APR0.03%
  • CurrencyUSD Coin
  • TermFlexible
  • CompoundDaily

Pros

  • Consistently highest rates
  • Flexible terms
  • No min or max

Cons

  • No apps
Why this card made the list

Nuo has entered a competitive market with interest rates and terms that are best-in-class. Their execution to date has been very high. We're impressed with this team and believe they're worth keeping an eye on.

Read our methodology
Best USDT Savings Account

Nexo USDT Savings Account

  • APR12%
  • CurrencyTether
  • TermFlexible
  • CompoundDaily

Pros

  • High rates
  • Flexible terms
  • No min or max
  • Compounds daily

Cons

  • Limited functionality of app & website
Why this card made the list

Nexo were one of the original lenders and borrowers to enter the space. They've built a great team that are experienced Fintech operators. They offer competitive products that are easily accessible.

Read our methodology
Best Dash Savings Account

Celsius Network Dash Savings Account

  • APR6.92%
  • CurrencyDash
  • TermFlexible
  • Compoundweekly

Pros

  • High rates
  • Flexible terms
  • No min or max
  • Compounds weekly

Cons

  • Higher rates when earning in CEL
Why this card made the list

Celsius Network offers some of the highest rates across a large range of popular cryptocurrencies.

Read our methodology
Best Litecoin Savings Account

Celsius Network Litecoin Savings Account

  • APR5.12%
  • CurrencyLitecoin
  • TermFlexible
  • Compoundweekly

Pros

  • Consistently highest rates
  • Flexible terms
  • No min or max
  • Compounds weekly

Cons

  • Higher rates when earning in CEL
Why this card made the list

Celsius Network offers some of the highest rates across a large range of popular cryptocurrencies.

Read our methodology
Best ZRX Savings Account

Aave ZRX Savings Account

  • APR0.42%
  • Currency0x
  • TermFlexible
  • CompoundDaily

Pros

  • Competitive rates
  • Flexible terms
  • No min or max

Cons

  • No app
Why this card made the list

Aave is one of the most popular DeFi platforms to lend and borrow crypto assets. They offer a large range of cryptocurrencies and have a unique aToken system to allow earning of interest in real-time.

Read our methodology

Earn more

Get exclusive offers and the latest news to help you earn more with your crypto

By submitting this request, you consent to Bitcompare sending you marketing communications via email. Read Bitcompare's cookie & privacy policy.